1654 Murray Ave, El Cajon, CA 92020 Property Records

San Diego County property record for 1654 Murray Ave, El Cajon, CA 92020

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,633 sqft · built 1949
Lot Size	0.338 acres (14,700 sqft)
Owner	Individual Name on Record
Last Sale	$635,000 (Jul 2020)
Tax Bill	$8,538 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`486-520-17-00`

Property Details

APN / Parcel Number

Primary APN	`486-520-17-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,633 sqft Living Area

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Lot Area	14,700 sqft (0.338 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1654 MURRAY AVE
City	EL CAJON
State	CA
Zip	92020-5638
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-9
Legal Description	LOT 1 /EXC ST OP/ TR 002367
Legal Subdivision	LINCOLN HEIGHTS
Legal Tract	002367
Legal Block	2
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2007
Census Tract	16000

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1654 MURRAY AVE, EL CAJON, CA 92020-5638
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2020	Grant Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Oct 25, 2018	Grant Deed, Transfer · Conventional Mortgage NATIONAL BANK OF KANSAS CITY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 30, 2020 · Amount on Record
Deed Sale	Jul 30, 2020 · Amount on Record
Prior Sale	Oct 25, 2018 · Amount on Record
Deed Document Number	2020418537
Prior Transfer Date	Dec 6, 2013
Prior Transfer Doc	0000727023
Record Updated	Oct 29, 2026

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 30, 2020
Property Address	1654 MURRAY AVE, EL CAJON, CA 92020-5638
Document Number	0000418537
Map Reference	MAP 2367
Instrument Date	Jul 17, 2020
Instrument	2020-0418537
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TICOR TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1654 MURRAY AVE, EL CAJON, CA 92020-5638

Mortgage

Document Number	0000418538
Date	Jul 30, 2020
Instrument	2020-0418538

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 25, 2018
Property Address	1654 MURRAY AVE, EL CAJON, CA 92020-5638
Document Number	0000447020
Map Reference	MAP 2367
Instrument Date	Oct 18, 2018
Instrument	2018-0447020
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TICOR TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1411 CALISTOGA AVE, NAPA, CA 94559-2435
Investor	Possibly a Property Investor

Mortgage

Document Number	0000447021
Date	Oct 25, 2018
Instrument	2018-0447021

Lender

Name	NATIONAL BANK OF KANSAS CITY
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$701,088 (+2%) Land $353,304 Building $347,784
2025	$8,538.00 (+5.64%) Homeowner's exemption	$687,342 (+4.04%) Land $346,377 Building $340,965
2023	$8,082.00 (+1.6%) Homeowner's exemption	$660,654 Land $332,928 Building $327,726
2022	$7,955.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 673 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

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