1654 Lum Strunk Rd, Strunk, KY 42649 Property Records

McCreary County property record for 1654 Lum Strunk Rd, Strunk, KY 42649 · Last verified February 2026

Property Summary

Property TypeMobile Home
Lot Size2.02 acres (87,991 sqft)
Owner2 Individual Names on File
Tax Bill$570 (2025)
Deeds & MortgagesJun 2022 Mortgage
Nov 2025 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN159-00-00-069.00

Property Details

APN / Parcel Number

Primary APN159-00-00-069.00
Alternative APN
  • 14798

Exterior

Lot Area87,991 sqft (2.02 acres)

Location & Zoning

Street Address1654 LUM STRUNK RD
CitySTRUNK
StateKY
Zip42649-7401
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionLOT & GAR & MH (DB181/399 & 403)
Legal Lot Number3-4
JurisdictionMCCREARY KY
Township / Civil DivisionPINE KNOT
Census Block Group3
Census Block3051
Census Tract960402

Owner

Source: McCreary County records · APN 159-00-00-069.00

Assessment roll updated July 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing AddressPO BOX 1478, PINE KNOT, KY 42635-1478
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 21, 2022Deed of Trust, Mortgage · Conventional Mortgage
COMMUNITY TRUST BANK NA
Nov 20, 2025Deed of Trust, Mortgage
UNITED CUMBERLAND BANK
Aug 21, 2024Deed of Trust, Mortgage · Commercial Mortgage
UNITED CUMBERLAND BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Deed Document Number0000171281
Record UpdatedJun 08, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCCREARY KY
Property Address1654 LUM STRUNK RD, STRUNK, KY 42649-7401
Transaction TypeMortgage
Record UpdatedJan 30, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00M239/646
DateJun 21, 2022
Book PageM239/646
Instrument137949
Lender
NameCOMMUNITY TRUST BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCCREARY KY
Property Address1654 LUM STRUNK RD, STRUNK, KY 42649-7401
Transaction TypeMortgage
Record UpdatedJan 30, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1654 LUM STRUNK RD, STRUNK, KY 42649-7401

Mortgage

Document Number00M258/697
DateNov 20, 2025
Book PageM258/697
Instrument157056
Lender
NameUNITED CUMBERLAND BANK
TypeBank
AddressWHITLEY CITY, KY 42653
Agreement
AmountAmount Recorded
Term12 Months
DueNov 18, 2026

August 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCCREARY KY
Property Address1654 LUM STRUNK RD, STRUNK, KY 42649-7401
Transaction TypeMortgage
Record UpdatedJan 30, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1654 LUM STRUNK RD, STRUNK, KY 42649-7401

Mortgage

Document Number00M251/318
DateAug 21, 2024
Book PageM251/318
Instrument150851
Lender
NameUNITED CUMBERLAND BANK
TypeBank
AddressWHITLEY CITY, KY 42653
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term12 Months
DueAug 16, 2025

Tax Assessment & Valuation

Source: McCreary County records · Assessment roll updated July 1, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateKentucky
CountyMcCreary County
Unified School DistrictMcCreary County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$570.00 (-5%)$120,000 (-)$120,000 (-)
2023$600.00 Homeowner's exemption$120,000$120,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McCreary County (21147C), updated March 16, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskModerate
above 69% of the US · above 82% of Kentucky
Wildfire LikelihoodAbout 1 in 337 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Lum Strunk Rd

Nearby Streets

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