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1654 Lilac Rd, Ramona, CA 92065 Property Records

San Diego County property record for 1654 Lilac Rd, Ramona, CA 92065

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,396 sqft · built 2003
Lot Size9.45 acres (411,642 sqft)
OwnerCompany Name on File
Last Sale$225,000 (May 2002)
Tax Bill$8,623 (2025)
Deeds & MortgagesJul 2023 Mortgage
Mar 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN279-180-06-00

Property Details

APN / Parcel Number

Primary APN279-180-06-00

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area2,396 sqft Living Area

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Lot Area411,642 sqft
Parking Spaces4 Parking Spaces

Location & Zoning

Street Address1654 LILAC RD
CityRAMONA
StateCA
Zip92065-1115
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA70
Legal DescriptionBLK 348 N 1/2 OF S 1/2 OF TR 000644
Legal SubdivisionRAMONA
Legal Tract000644
Legal Block348
JurisdictionSAN DIEGO CA
Township / Civil DivisionRAMONA
Census Block Group1
Census Block1005
Census Tract20812

Owner

Source: San Diego County records · APN 279-180-06-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address1654 LILAC RD, RAMONA, CA 92065-1115
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Jul 14, 2023Deed of Trust, Mortgage · Conventional Mortgage
TRUSTED RATE INC
Mar 27, 2017Deed of Trust, Mortgage · Line of Credit
JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 08, 2002 · Amount on Record
Deed SaleMay 08, 2002 · Amount on Record
Prior SaleSep 26, 2000 · Amount on Record
Deed Document Number2002391407
Last Transfer DateMar 30, 2011
Transfer Doc0000170054
Record UpdatedSep 20, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1654 LILAC RD, RAMONA, CA 92065-1115
Transaction TypeMortgage
Record UpdatedJul 25, 2023
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1654 LILAC RD, RAMONA, CA 92065-1115

Mortgage

Document Number0000185207
DateJul 14, 2023
Instrument2023-0185207
Lender
NameTRUSTED RATE INC
TypeNon-Lending Institution
AddressNEWPORT BEACH, CA 92660
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueAug 01, 2038

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1654 LILAC RD, RAMONA, CA 92065-1115
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000136107
DateMar 27, 2017
Instrument2017-0136107
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeLine of Credit
AmountAmount Recorded
Term420 Months
DueMar 15, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictRamona City Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$799,937 (+2%) Land $353,803 Building $446,134
2025$8,623.00 (+6.6%) Homeowner's exemption$784,253 (+4.04%) Land $346,866 Building $437,387
2023$8,089.00 (-0.86%) Homeowner's exemption$753,801 Land $333,398 Building $420,403
2022$8,159.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 17 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies37 units insured
incl. 20 condo units

Wildfire

Wildfire RiskHigh
above 89% of the US · above 72% of California
Wildfire Likelihood2% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
San Diego Broadband
Fixed Wireless		500 / 100
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
AT&T
DSL · Fixed Wireless in parts of the area		50 / 10

Based on FCC filings for 49 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemRAMONA MUNICIPAL WD
serves 36,455 people
Water SourcePurchased surface water from several systems
Last State InspectionOct 2022
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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