1654 Eagle St, Niles, MI 49120 Property Records

Berrien County property record for 1654 Eagle St, Niles, MI 49120

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,080 sqft · built 1948
Lot Size	0.148 acres (6,447 sqft)
Owner	Individual Name on File
Last Sale	$73,000 (May 2007)
Tax Bill	$1,067 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Mar 2009 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`72-5950-0212-00-9`

Property Details

APN / Parcel Number

Primary APN	`72-5950-0212-00-9`
Alternative APN	`11-72-5950-0212-00-9`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,080 sqft Living Area
1st Floor Area	720 sqft
Basement Area	720 sqft
Unfinished Basement	720 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Lot Area	6,447 sqft (0.148 acres)
Lot Dimensions	129 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1654 EAGLE ST
City	NILES
State	MI
Zip	49120-1936
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	LOT 212 PARKER ADD CITY OF NILES
Legal Subdivision	PARKER ADD
Legal Lot Number	212
Legal Unit	212
Jurisdiction	BERRIEN MI
Township / Civil Division	NILES
Census Block Group	1
Census Block	1039
Census Tract	20900

Owner

Source: Berrien County assessment roll, as of June 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1654 EAGLE ST, NILES, MI 49120-1936
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED FCU
Mar 26, 2009	Deed of Trust, Mortgage · FHA Mortgage EQUIFIRST CORP
Jun 12, 2025	Deed of Trust, Mortgage · Line of Credit UNITED FCU
Jul 15, 2019	Intrafamily Transfer, Transfer
May 31, 2007	Deed, Transfer · ARM EQUIFIRST CORP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 31, 2007 · Amount on Record
Deed Sale	May 31, 2007 · Amount on Record
Prior Sale	Jan 9, 1992 · Amount on Record
Deed Book / Page	2793 / 1898
Last Transfer Date	Jul 5, 2019
Transfer Doc	03243/1650
Record Updated	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	1654 EAGLE ST, NILES, MI 49120-1936
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03270/1971
Date	Apr 3, 2020
Book Page	3270/1971

Lender

Name	UNITED FCU
Type	Credit Union
Address	SAINT JOSEPH, MI 49085

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2050

March 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	1654 EAGLE ST, NILES, MI 49120-1936
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02878/0022
Date	Mar 26, 2009
Book Page	2878/0022

Lender

Name	EQUIFIRST CORP
Type	Subprime Lender
Address	CHARLOTTE, NC 28273

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2039

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	1654 EAGLE ST, NILES, MI 49120-1936
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1654 EAGLE ST, NILES, MI 49120-1936

Mortgage

Document Number	03452/3097
Date	Jun 12, 2025
Book Page	3452/3097
Instrument	2025434553

Lender

Name	UNITED FCU
Type	Credit Union
Address	SAINT JOSEPH, MI 49085

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jun 25, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERRIEN MI
Recording Date	Jul 15, 2019
Property Address	1654 EAGLE ST, NILES, MI 49120-1936
Document Number	03243/1650
Book / Page	3243 / 1650
Map Reference	LB 8 PG 10
Instrument Date	Jul 5, 2019
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2157 S 3RD ST, NILES, MI 49120-4007

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1654 EAGLE ST, NILES, MI 49120-1936

May 2007: Deed, Transfer

Document Type	Deed
Jurisdiction	BERRIEN MI
Recording Date	May 31, 2007
Property Address	1654 EAGLE ST, NILES, MI 49120-1936
Document Number	02793/1898
Book / Page	2793 / 1898
Map Reference	MB8 PG10
Instrument Date	May 24, 2007
Transaction Type	Transfer
Record Updated	Jun 8, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$627.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8180 CHAPEL RD, NILES, MI 49120-9038

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1654 EAGLE ST, NILES, MI 49120-1936

Mortgage

Document Number	0027931900
Date	May 31, 2007
Instrument	2793/1900

Lender

Name	EQUIFIRST CORP
Type	Subprime Lender

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2037
Prepayment Penalty	24 Months

Interest

Rate Type	Adjustable Rate
Rate	9%
Adjustable	Adjustable Rate Rider
Change Frequency	6 Months
Min Rate At Change	9%
Max Rate At Change	12%
Index	6-Month LIBOR
Max Rate	15%

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of June 5, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
Municipality	Niles City
Unified School District	Niles Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$52,500 (+6.92%)	$105,000 (+6.92%)
2025	$1,067.00 (+2.4%) Homeowner's exemption	$49,100 (+27.2%)	$98,200 (+27.2%)
2024	$1,042.00 (+9.57%)
2023		$38,600	$77,200
2022	$951.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NILES serves 14,215 people · EPA ID MI0004740
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Mercury Broadband Fixed Wireless	150 / 20

May also be available: AT&T, Midwest Energy Cooperative.

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