1654 E Palo Blanco Way, Gilbert, AZ 85296 Property Records

Maricopa County property record for 1654 E Palo Blanco Way, Gilbert, AZ 85296

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,805 sqft · built 1998
Lot Size	0.145 acres (6,321 sqft)
Owner	Individual Name on File
Last Sale	$490,000 (Feb 2025)
Tax Bill	$1,815 (2025)
Deeds & Mortgages	Feb 2025 Sale & Mortgage Sep 2018 Line of Credit + 1 more
Flood Zone	Zone X (moderate risk)
APN	`309-11-731`

Property Details

APN / Parcel Number

Primary APN	`309-11-731`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,805 sqft Living Area
1st Floor Area	1,805 sqft

Exterior

Year Built	Built 1998
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	6,321 sqft (0.145 acres)
Parking Spaces	2 Parking Spaces
Pool Area	423 sqft
Patio Area	99 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	1654 E PALO BLANCO WAY
City	GILBERT
State	AZ
Zip	85296-2033
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	SONORAN VISTA MCR 430-43
Legal Range	06E
Legal Township	01S
Legal Section	16
Legal Quarter	NW
Quarter-Quarter Section	SW
Legal Subdivision	SONORAN VISTA
Legal Lot Number	109
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1015
Census Tract	422512

Owner

1654 E Palo Blanco Way is owned and occupied by an individual who bought it in February 2025.

Source: Maricopa County records, as of November 20, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1654 E PALO BLANCO WAY, GILBERT, AZ 85296-2033
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2025	Warranty Deed, Transfer · Conventional Mortgage AMERIHOME MORTGAGE COMPANY LLC
Sep 7, 2018	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
Oct 26, 2021	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 20, 2025 · Amount on File
Deed Sale	Feb 20, 2025 · Amount on File
Prior Sale	Oct 26, 2021 · Amount on File
Deed Document Number	20250092031
Record Updated	Jun 8, 2026

February 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Feb 20, 2025
Property Address	1654 E PALO BLANCO WAY, GILBERT, AZ 85296-2033
Document Number	0000092031
Map Reference	MB 430 PG 43
Instrument Date	Feb 10, 2025
Instrument	20250092031
Transaction Type	Transfer
Record Updated	Nov 21, 2025
Title Company	SUNBELT TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1654 E PALO BLANCO WAY, GILBERT, AZ 85296-2033

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1654 E PALO BLANCO WAY, GILBERT, AZ 85296-2033

Mortgage

Document Number	0000092032
Date	Feb 20, 2025
Instrument	20250092032

Lender

Name	AMERIHOME MORTGAGE COMPANY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2055

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1654 E PALO BLANCO WAY, GILBERT, AZ 85296-2033
Transaction Type	Mortgage
Record Updated	Jul 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000675921
Date	Sep 7, 2018
Instrument	20180675921

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 15, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Oct 26, 2021
Property Address	1654 E PALO BLANCO WAY, GILBERT, AZ 85296-2033
Document Number	0001151853
Map Reference	MB 430 PG 43
Instrument Date	Oct 21, 2021
Instrument	20211151853
Transaction Type	Transfer
Record Updated	Jul 18, 2022
Title Company	LAWYERS TITLE/KANSAS INC, LAWYERS TITLE OF ARIZONA INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1654 E PALO BLANCO WAY, 1654, GILBERT, AZ 85296-2033

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1654 E PALO BLANCO WAY, GILBERT, AZ 85296-2033

Mortgage

Document Number	0001151854
Date	Oct 26, 2021
Instrument	20211151854

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1654 E Palo Blanco Way was $1,815.

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$45,480	$454,800 Land $90,900 Building $363,900
2025	$1,815.00
2024		$46,120	$461,200 Land $92,200 Building $369,000
2023	$1,754.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1654 E Palo Blanco Way in Zone X, an area of moderate flood risk, though there have been 1 flood claim nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1654 E Palo Blanco Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.6% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 519 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless	5,000 / 5,000
CenturyLink Fiber · DSL in parts of the area	3,000 / 3,000
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Arizona Network, Tristate Wi-Fi by Wi-Fiber, Verizon.

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