1654 E Lone Oak Dr, Draper, UT 84020 Property Records

Utah County property record for 1654 E Lone Oak Dr, Draper, UT 84020

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,322 sqft · built 2002
Lot Size	0.258 acres (11,233 sqft)
Owner	2 Individual Names on File
Last Sale	$618,800 (Jul 2017)
Tax Bill	$4,968 (2025)
Deeds & Mortgages	Feb 2023 Mortgage Sep 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`48-275-0266`

Property Details

APN / Parcel Number

Primary APN	`48-275-0266`
Alternative APN	`161588`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	21 Rooms
Stories	2 Stories
Building Area	3,322 sqft Living Area
Gross Area	5,851 sqft
1st Floor Area	1,705 sqft
Basement Area	1,687 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	A-Frame
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	11,233 sqft (0.258 acres)
Garage Type	Attached
Garage Area	842 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Wood Porch
Porch Area	401 sqft
Deck Area	Deck Area
Patio Area	655 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	161588
Street Address	1654 E LONE OAK DR
City	DRAPER
State	UT
Zip	84020-5530
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 266, OAK VISTA #4 AT SUNCREST SUB AREA 0.258 AC.
Legal Subdivision	SUNCREST SUB
Legal Lot Number	266
Jurisdiction	UTAH UT
Township / Civil Division	AMERICAN FORK-PLEASANT GROVE
Census Block Group	2
Census Block	2009
Census Tract	10217

Owner

1654 E Lone Oak Dr is owned and occupied by two individuals who bought it in July 2017.

Source: Utah County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1654 E LONE OAK DR, DRAPER, UT 84020-5530
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2023	Deed of Trust, Mortgage · Unknown BANK OF AMERICA NA
Sep 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 22, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Jul 20, 2017	Warranty Deed, Transfer BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 20, 2017 · Amount on File
Deed Sale	Jul 20, 2017 · Amount on File
Prior Sale	May 10, 2011
Deed Document Number	201770057
Prior Transfer Date	Dec 24, 2002
Prior Transfer Doc	0000155732
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	1654 E LONE OAK DR, DRAPER, UT 84020-5530
Transaction Type	Mortgage
Record Updated	Feb 14, 2023
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007450
Date	Feb 7, 2023
Instrument	7450:2023

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Unknown
Amount	Amount on Record
Term	359 Months
Due	Jan 5, 2053

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	1654 E LONE OAK DR, DRAPER, UT 84020-5530
Transaction Type	Mortgage
Record Updated	Dec 13, 2021
Title Company	SILVER LEAF TITLE INSURANCE AGENCY, SILVER LEAF TITLE INS AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000158136
Date	Sep 13, 2021
Instrument	158136:2021

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	1654 E LONE OAK DR, DRAPER, UT 84020-5530
Document Number	0000031996
Instrument Date	Mar 22, 2019
Transaction Type	Mortgage
Record Updated	May 13, 2019
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1654 E LONE OAK DR DRAPER UT 840205530, DRAPER, UT 84020-5530

Mortgage

Document Number	0000031996
Date	Apr 17, 2019
Instrument	31996

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 16, 2049

Interest

Rate Type	Adjustable Rate

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Jul 20, 2017
Property Address	1654 E LONE OAK DR, DRAPER, UT 84020-5530
Document Number	0000070057
Instrument Date	Jul 20, 2017
Instrument	70057
Transaction Type	Transfer
Record Updated	Aug 23, 2018
Title Company	INWEST TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1654 E LONE OAK DR DRAPER UT 840205530, DRAPER, UT 84020-5530

Mortgage

Document Number	70083
Date	Jul 20, 2017
Instrument	70083

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 19, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1654 E Lone Oak Dr was $4,968.

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Draper City
Unified School District	Alpine School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$558,360 (-42.38%)	$1,015,200 (+4.77%) Land $288,400 Building $726,800
2025	$4,968.00	$969,000 Land $288,400 Building $680,600	$969,000 Land $288,400 Building $680,600
2024	$4,968.00 (+10.42%)
2023	$4,499.00 (-8.5%)	$508,200	$924,000 Land $249,700 Building $674,300
2022	$4,917.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1654 E Lone Oak Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1654 E Lone Oak Dr is high, ranking above 84% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 84% of the US · above 76% of Utah
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Utah Broadband.

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