Bay County property record for 1654 E 5th St, Panama City, FL 32401
| Property Type | Warehouse, Storage |
|---|---|
| Details | 44,228 sqft · built 2016 |
| Lot Size | 2.53 acres (110,599 sqft) |
| Owner | Company Name on Record |
| Last Sale | $6,200,000 (Oct 2024) |
| Tax Bill | $81,674 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage Dec 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 22234-000-000 |
| Primary APN | 22234-000-000 |
|---|
| Total Rooms | 3 Rooms |
|---|---|
| Stories | 1 Story |
| Building Area | 44,228 sqft Total Area |
| 1st Floor Area | 42,120 sqft |
| Flooring | Concrete/Cement |
| Year Built | Built 2016 |
|---|---|
| Exterior Material | Metal |
| Construction Type | Steel Frame |
| Fire Resistance | Fireproof Steel Frame |
| Roof Type | Steel Frame/Truss |
| Roof Material | Metal |
| Lot Area | 110,599 sqft (2.53 acres) |
| Lot Dimensions | 350 ft deep x 130 ft wide |
| Fence | Fence |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | None |
|---|
| Street Address | 1654 E 5TH ST |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32401-4308 |
| Property Category | Industrial |
| Property Type | Industrial > Warehouse, Storage |
| Local Zoning Code | PC09 |
| Legal Description | 10 4S 14W -4- 81A COM AT NE COR OF SW1/4 OF THE NW1/4 OF SEC TH RUN S 40' TH W |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 10 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 1800 |
Source: Bay County records, as of January 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 6805 CARNEGIE BLVD, CHARLOTTE, NC 28211-3586 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Aug 31, 2020 | Deed of Trust, Mortgage PANHANDLE EDUCATORS FCU |
| Dec 6, 2019 | Deed of Trust, Mortgage SERVISFIRST BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 30, 2024 · Amount on Record |
| Deed Sale | Oct 30, 2024 · Amount on Record |
| Prior Sale | May 14, 2013 · Amount on Record |
| Deed Document Number | 2024063908 |
| Deed Book / Page | 4855 / 344 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY FL |
| Property Address | 1654 E 5TH ST, PANAMA CITY, FL 32401-4308 |
| Document Number | 0042931387 |
| Instrument Date | Aug 31, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 1654 E 5TH ST PANAMA CITY BEACH FL 324014308, PANAMA CITY BEACH, FL 32401-4308 |
| Document Number | 0042931387 |
|---|---|
| Date | Sep 1, 2020 |
| Book Page | 004293/001387 |
| Instrument | 57543 |
| Name | PANHANDLE EDUCATORS FCU |
|---|---|
| Type | Credit Union |
| Address | PANAMA CITY, FL 32405 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY FL |
| Property Address | 1654 E 5TH ST, PANAMA CITY, FL 32401-4308 |
| Document Number | 0041981832 |
| Instrument Date | Dec 6, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 27, 2019 |
| Title Company | ATTORNEY ONLY |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1654 E 5TH ST PANAMA CITY BEACH FL 324014308, PANAMA CITY BEACH, FL 32401-4308 |
| Document Number | 0041981832 |
|---|---|
| Date | Dec 6, 2019 |
| Book Page | 004198/001832 |
| Instrument | 104171 |
| Name | SERVISFIRST BK |
|---|---|
| Type | Bank |
| Address | PO BOX 1832, PENSACOLA, FL 32591-1832 |
| Amount | Amount Recorded |
|---|
Source: Bay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Panama City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $81,674.00 (+18.95%) | $5,171,283 (+26.36%) Land $639,828 Building $4,531,455 | $5,171,283 (+26.36%) Land $639,828 Building $4,531,455 |
| 2023 | $68,662.00 (+12.44%) | $4,092,388 (-) Land $639,828 Building $3,452,560 | $4,092,388 (-) Land $639,828 Building $3,452,560 |
| 2022 | $61,065.00 | $4,092,388 Land $639,828 Building $3,452,560 | $4,092,388 Land $639,828 Building $3,452,560 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 19 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 47 units insured incl. 28 condo units |
| Nearby Flood Claims | 19 (1979–2021) |
| Claims Outside the SFHA | 13 of 19 |
| Most Recent Claim | Oct 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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