1654 Dolphin Dr, Aptos, CA 95003 Property Records

Santa Cruz County property record for 1654 Dolphin Dr, Aptos, CA 95003 · Last verified August 2026

Property Highlights

Property TypeResidential > Condominium / Townhouse > Condominium
Bedrooms2 Beds
Bathrooms1.5 Baths
Year BuiltBuilt 1973
Square Footage945 sqft Living Area
Lot Size871 sqft (0.02 acres)
OccupancyOwner Occupied
Last Sale$506,000 (2005)
Tax Bill$9,798.00 (2025)

Property Details

APN / Parcel Number

Primary APN054-031-21
Alternative APN
  • 054-031-21-000

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Partial Baths1 Partial Baths
Total Rooms3 Rooms
Building Area945 sqft Living Area
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Architectural StyleContemporary Style
Exterior MaterialWood Siding Exterior
Construction TypeWood Construction
Roof ConstructionSawtooth Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area871 sqft (0.02 acres)
Parking Spaces1 Parking Spaces
Garage TypeCarport Garage
Garage Area200 sqft Garage
CarportCarport
Carport Area200 sqft Carport

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address1654 DOLPHIN DR
CityAPTOS
StateCA
Zip95003-5710
Property UsageResidential Property Usage
TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionTR 584
Legal SubdivisionSEASCAPE
Legal Tract584
Legal Lot Number29
JurisdictionSANTA CRUZ CA
Minor Civil DivisionSANTA CRUZ
Census Blockgroup1
Census Block1018
Census Tract122203

Owner

Source: Santa Cruz County records · APN 054-031-21

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1654 DOLPHIN DR, APTOS, CA 95003-5710
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 28, 2017Deed of Trust, Mortgage · Line of Credit
TCF NATIONAL BANK
Jun 28, 2017Deed of Trust, Mortgage · Conventional Mortgage
ON Q FINANCIAL INC
Jan 30, 2020Deed of Trust, Mortgage · Conventional Mortgage
ON Q FIN'L

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 24, 2005 · Amount on Record
Deed SaleJun 24, 2005 · Amount on Record
Prior SaleAug 25, 1999 · Amount on Record
Deed Doc Number200542547
Last Transfer DateJan 31, 2020
Transfer Doc0000004310
Record RefreshedSep 20, 2026

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address1654 DOLPHIN DR, APTOS, CA 95003-5710
Transaction TypeMortgage
Record UpdatedFeb 07, 2021
Title CompanyOLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000021143
DateJun 28, 2017
Instrument2017-0021143
Lender
NameTCF NATIONAL BANK
TypeBank
AddressSIOUX FALLS, SD 57106
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJun 23, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address1654 DOLPHIN DR, APTOS, CA 95003-5710
Transaction TypeMortgage
Record UpdatedFeb 07, 2021
Title CompanyOLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000021142
DateJun 28, 2017
Instrument2017-0021142
Lender
NameON Q FINANCIAL INC
TypeLending Institution
AddressSCOTTSDALE, AZ 85251
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2047

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address1654 DOLPHIN DR, APTOS, CA 95003-5710
Instrument DateJan 30, 2020
Transaction TypeMortgage
Record UpdatedFeb 26, 2020
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address1654 DOLPHIN DR APTOS CA 950035710, APTOS, CA 95003-5710

Mortgage

Document Number4311
DateFeb 05, 2020
Instrument4311
Lender
NameON Q FIN'L
TypeFunding / Finance Company
AddressTEMPE, AZ 85281
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 04, 2050

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$719,431 (+2%) Land $503,601 Building $215,830
2025$9,798.00 (+11.77%)$705,324 (+4.04%) Land $493,726 Building $211,598
2024$8,766.00 (+2.16%)
2023$8,581.00 (+2.25%)$677,935 Land $474,554 Building $203,381$621,810
2022$8,392.00

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