1654 Ditty Rd, Kimball (Smiths Creek), MI 48074 Property Records

St. Clair County property record for 1654 Ditty Rd, Kimball, MI 48074

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,308 sqft · built 1977
Lot Size	1.56 acres (67,954 sqft)
Owner	2 Individual Names on File
Last Sale	$200,000 (Apr 2023)
Tax Bill	$1,577 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`74-25-015-4012-000`

Property Details

APN / Parcel Number

Primary APN	`74-25-015-4012-000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,308 sqft Living Area
1st Floor Area	1,718 sqft
Basement Area	1,179 sqft
Unfinished Basement	1,599 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Wood Siding
Roof Type	Mansard
Roof Material	Composition Shingle
Lot Area	67,954 sqft (1.56 acres)
Lot Dimensions	524 ft deep x 130 ft wide
Garage Area	909 sqft
Parking Spaces	4 Parking Spaces
Porch	Porch
Porch Area	333 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1654 DITTY RD
City	KIMBALL
State	MI
Zip	48074-2402
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	S 130 FT OF N 430 FT OF THAT PART OF S 1/2 OF N 1/2 OF SW 1/4 LYING NW OF A LINE JOINING A PTE ON N LINE 1080 FT E OF NW COR WITH A PTE ON S LINE 90 FT E OF SW COR. 1.56 A SEC 15 T6N R16E
Legal Range	16E
Legal Township	06N
Legal Section	15
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	KIMBALL
Census Block Group	2
Census Block	2005
Census Tract	634100

Owner

Source: St. Clair County records · APN 74-25-015-4012-000

Assessment roll updated October 7, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1654 DITTY RD, KIMBALL, MI 48074-2402
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2023	Warranty Deed, Transfer · Conventional Mortgage MICHIGAN MUTUAL INC
May 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage ADVIA CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 26, 2023 · Amount on Record
Deed Sale	Apr 26, 2023 · Amount on Record
Deed Document Number	20237583
Deed Book / Page	5616 / 691
Record Updated	Jun 08, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Apr 26, 2023
Property Address	1654 DITTY RD, KIMBALL, MI 48074-2402
Document Number	0005616691
Book / Page	5616 / 691
Instrument Date	Apr 13, 2023
Instrument	2023007583
Transaction Type	Transfer
Record Updated	May 15, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	654 DIDTRDTY ROAD, KIMBALL, MI 48074

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1654 DITTY RD, KIMBALL, MI 48074-2402

Mortgage

Document Number	0005614448
Date	Apr 18, 2023
Book Page	5614/448
Instrument	2023007074

Lender

Name	MICHIGAN MUTUAL INC
Type	Mortgage Company
Address	PORT HURON, MI 48060

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2053

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	1654 DITTY RD, KIMBALL, MI 48074-2402
Document Number	0051910528
Instrument Date	May 15, 2020
Transaction Type	Mortgage
Record Updated	Jul 02, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1654 DITTY RD KIMBALL MI 480742402, KIMBALL, MI 48074-2402

Mortgage

Document Number	0051910528
Date	May 26, 2020
Book Page	005191/000528

Lender

Name	ADVIA CU
Type	Credit Union
Address	PARCHMENT, MI 49004

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: St. Clair County records · Assessment roll updated October 7, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Kimball Township
Unified School District	Port Huron Area School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,577.00 (-41.64%) Homeowner's exemption	$145,600 (+2.61%)
2024	$2,702.00 (+11.98%)		$291,200 (+2.61%)
2023		$141,900
2022	$2,413.00		$283,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 20, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Based on FCC filings for 1 locations within half a mile of this property.

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