1654 2nd Ave, Cairo, NE 68824 Property Records

Howard County property record for 1654 2nd Ave, Cairo, NE 68824

Property Summary

Property Type	Rural Home
Details	3 bd · 1 ba · 2,064 sqft · built 1916
Lot Size	15 acres (653,400 sqft)
Owner	Individual Name on Record
Tax Bill	$1,987 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Mar 2026 Mortgage + 1 more
Flood Zone	Zone A (high risk)
APN	`3017-28-0-00000-000-0171`

Property Details

APN / Parcel Number

Primary APN	`3017-28-0-00000-000-0171`
Alternative APN	`470499601`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Stories	2 Stories
Building Area	2,064 sqft
Basement Area	2,064 sqft

Exterior

Year Built	Built 1916
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	653,400 sqft (15 acres)
Garage Type	Detached
Garage Area	704 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	288 sqft
Fence	Fence
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	1654 2ND AVE
City	CAIRO
State	NE
Zip	68824-2004
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	05-AGRICULTURAL
Legal Description	(CLE TWP) 13 AC IN SW1/4 SE1/4 & 2 AC TRACT IN SE1/4 SW1/4 28-13-11 (15 ACRES)
Jurisdiction	HOWARD NE
Township / Civil Division	CLEVELAND
Census Block Group	2
Census Block	2041
Census Tract	970500

Owner

Source: Howard County records, as of March 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1654 2ND AVE, CAIRO, NE 68824-2004
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2025	Deed of Trust, Mortgage · Conventional Mortgage FIVE POINTS BANK OF HASTINGS
Mar 19, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIVE POINTS BANK OF HASTINGS
Dec 16, 2024	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 13, 2024
Deed Sale	Dec 13, 2024
Deed Document Number	329
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD NE
Property Address	1654 2ND AVE, CAIRO, NE 68824-2004
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1654 2ND AVE, CAIRO, NE 68824-2004

Mortgage

Document Number	00025/3655
Date	Sep 8, 2025
Book Page	25/3655
Instrument	2025-893

Lender

Name	FIVE POINTS BANK OF HASTINGS
Type	Bank
Address	HASTINGS, NE 68901

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	11 Months
Due	Aug 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD NE
Property Address	1654 2ND AVE, CAIRO, NE 68824-2004
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1654 2ND AVE, CAIRO, NE 68824-2004

Mortgage

Document Number	00026/1256
Date	Mar 19, 2026
Book Page	26/1256
Instrument	2026-299

Lender

Name	FIVE POINTS BANK OF HASTINGS
Type	Bank
Address	HASTINGS, NE 68901

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

December 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HOWARD NE
Recording Date	Dec 16, 2024
Property Address	1654 2ND AVE, CAIRO, NE 68824-2004
Document Number	00024/4569
Book / Page	24 / 4569
Instrument Date	Dec 13, 2024
Instrument	2024-1171
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Howard County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Howard County
Unified School District	Centura Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,987.00 (-10.05%)	$268,966 (+41.77%) Land $129,685 Building $139,281	$268,966 (+41.77%) Land $129,685 Building $139,281
2023	$2,209.00	$189,719 Land $88,500 Building $101,219	$189,719 Land $88,500 Building $101,219

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 8, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 72% of Nebraska
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Hamilton.net Fixed Wireless	10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

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