16539 Old Frederick Rd, Mount Airy, MD 21771 Property Records

Howard County property record for 16539 Old Frederick Rd, Mount Airy, MD 21771

Property Summary

Property Type	Single Family Home
Details	5.5 ba · 4,278 sqft · built 1986
Lot Size	1.29 acres (56,192 sqft)
Owner	2 Individual Names on Record
Last Sale	$660,000 (Apr 2022)
Tax Bill	$9,808 (2026)
Deeds & Mortgages	Apr 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-331931`

Property Details

APN / Parcel Number

Primary APN	`04-331931`
Alternative APNs	`4331931` `331931`

Interior

Full Baths	5.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,278 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Split Level
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	56,192 sqft (1.29 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Deck Area	680 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	331931
Street Address	16539 OLD FREDERICK RD
City	MOUNT AIRY
State	MD
Zip	21771-3345
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RCDEO
Legal Description	LOT 5-B 1.291A. 16539 OLD FREDERICK RD LISBON
Legal Lot Number	5 B
Jurisdiction	HOWARD MD
Township / Civil Division	4, LISBON
Census Block Group	2
Census Block	2011
Census Tract	604001

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Howard County records, as of September 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16539 OLD FREDERICK RD, MOUNT AIRY, MD 21771-3345
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 21, 2022 · Amount on Record
Deed Sale	Apr 21, 2022 · Amount on Record
Prior Sale	Sep 13, 1996 · Amount on Record
Deed Book / Page	21472 / 311
Record Updated	Oct 29, 2026

April 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	HOWARD MD
Recording Date	Apr 21, 2022
Property Address	16539 OLD FREDERICK RD, MOUNT AIRY, MD 21771-3345
Document Number	0214720311
Book / Page	21472 / 311
Instrument Date	Apr 15, 2022
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	INHOUSE TITLE COMPANY, IN HOUSE TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$11,550.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	16539 OLD FREDERICK RD, MOUNT AIRY, MD 21771-3345

Mortgage

Document Number	0021472318
Date	Apr 21, 2022
Instrument	21472/318

Lender

Name	MERIDIAN BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

Tax Assessment & Valuation

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,808.00 (+3.42%) Homeowner's exemption	$696,200 (+7.06%)	$788,000 (+21.17%) Land $309,100 Building $478,900
2025	$9,484.00 (+46.86%) Homeowner's exemption	$650,300 (+8.53%) Land $187,900 Building $462,400	$650,300 (-) Land $187,900 Building $462,400
2023		$599,167	$650,300 Land $187,900 Building $462,400
2022	$6,458.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1996–2005)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Jun 2005 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20