16539 Berwick Ter, Bradenton, FL 34202 Property Records

Manatee County property record for 16539 Berwick Ter, Bradenton, FL 34202

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,393 sqft · built 2020
Lot Size0.227 acres (9,898 sqft)
OwnerIndividual Name on File
Last Sale$1,255,000 (Mar 2024)
Tax Bill$14,452 (2024)
Deeds & MortgagesMar 2024 Sale & Mortgage
Jul 2019 Sale & Construction Loan
Flood ZoneZone X (minimal risk)
APN5863.1845-9

Property Details

APN / Parcel Number

Primary APN5863.1845-9
Alternative APN
  • 351926586318459

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures12 Plumbing Fixtures
Stories1 Story
Building Area2,393 sqft Living Area
Gross Area3,479 sqft

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2024
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialTile
Lot Area9,898 sqft (0.227 acres)
TerrainLow
Garage TypeAttached
Garage Area671 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number351926586318459
Street Address16539 BERWICK TER
CityBRADENTON
StateFL
Zip34202-5292
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD-MU
Legal DescriptionLOT 9 COUNTRY CLUB EAST AT LAKEWOOD RANCH SP UU UNITS 1B & 1C A/K/A COLLINGTREE PI#5863.1845/9
Legal Range19E
Legal Township35S
Legal Section26
Legal SubdivisionCOUNTRY CLUB EAST AT LAKEWD RNCH UU1B&1C
Legal Tract586300
Legal Lot Number9
Legal UnitS 1
JurisdictionMANATEE FL
Township / Civil DivisionMYAKKA CITY
Census Block Group3
Census Block3036
Census Tract2023

Owner

16539 Berwick Ter is owned and occupied by an individual who bought it in March 2024.

Source: Manatee County records, as of November 26, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address16539 BERWICK TER, BRADENTON, FL 34202-5292
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 4, 2024Warranty Deed, Transfer · Conventional Mortgage
US BANK NA
Jul 31, 2019Special Warranty Deed, Construction Loan · Construction Mortgage
REGIONS BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 4, 2024 · Amount on File
Deed SaleMar 4, 2024 · Amount on File
Prior SaleJul 31, 2019 · Amount on File
Deed Document Number202441020988
Record UpdatedJun 8, 2026

March 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMANATEE FL
Recording DateMar 4, 2024
Property Address16539 BERWICK TER, BRADENTON, FL 34202-5292
Document Number0041020988
Map ReferenceMB 57 PGS 137
Instrument DateFeb 15, 2024
Instrument202441020988
Transaction TypeTransfer
Record UpdatedApr 2, 2024

Transaction

AmountAmount on Record
Tax$8,785.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4362 SARATOGA DR, BETHLEHEM, PA 18020-8859

Transferred To (Grantee/Buyer)

NameVerified Name
Address16539 BERWICK TER, BRADENTON, FL 34202-5292

Mortgage

Document Number0041020989
DateMar 4, 2024
Instrument202441020989
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMar 1, 2054
Interest
Rate TypeAdjustable Rate
Rate6.25%
AdjustableAdjustable Rate Rider
Change FrequencyMonthly
Min Rate At Change2.75%
Max Rate At Change11.2%
Index1-Year CMT
Max Rate11.2%

Mortgage

Document Number0041020989
DateMar 4, 2024
Instrument202441020989
Lender
NameUS BANK NA
TypeBank
Address2800 TAMARACK RD, OWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMar 1, 2054
Interest
Rate TypeAdjustable Rate
Rate6.25%
AdjustableAdjustable Rate Rider
Type Change DateMar 1, 2031
Change FrequencyMonthly
Min Rate At Change2.75%
Max Rate At Change11.2%
Index1-Year CMT
Max Rate11.2%

July 2019: Special Warranty Deed, Construction Loan

Document TypeSpecial Warranty Deed
JurisdictionMANATEE FL
Recording DateJul 31, 2019
Property Address16539 BERWICK TER, BRADENTON, FL 34202-5292
Document Number0041075323
Book / Page2794 / 6550
Map ReferenceMB 57 PG 137
Instrument DateJul 26, 2019
Instrument201941075323
Transaction TypeConstruction Loan
Record UpdatedJul 29, 2022
Title CompanyALLEGIANT TTL PROFESSIONALS

Transaction

AmountAmount on Record
Tax$1,120.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5800 LAKEWOOD RANCH BLVD N, 5800, LAKEWOOD RANCH, FL 34240-8479

Transferred To (Grantee/Buyer)

NameVerified Name
Address4362 SARATOGA DR, BETHLEHEM, PA 18020-8859

Mortgage

Document Number0027946553
DateJul 31, 2019
Instrument2794-6553
Lender
NameREGIONS BANK
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2049

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyManatee County
Unified School DistrictManatee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$966,090 Land $169,150 Building $796,940$966,090 Land $169,150 Building $796,940
2024$14,452.00 (+3.33%)
2023$13,986.00 (+10.14%)$887,555 (+18.08%) Land $160,650 Building $726,905$887,555 (+18.08%) Land $160,650 Building $726,905
2022$12,698.00$751,640 Land $157,500 Building $594,140$751,640 Land $157,500 Building $594,140

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16539 Berwick Ter in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 390 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies390 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2024 · Hurricane Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16539 Berwick Ter is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 65% of the US · above 42% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMANATEE COUNTY UTILITIES DEPT
serves 347,800 people · EPA ID FL6411132
Water SourceSurface water
Last State InspectionMay 2025
Lead2 ppb (2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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