Stanly County property record for 16538 Five Point Rd, Locust, NC 28097 · Last verified October 2023
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2012 |
| Square Footage | 2,490 sqft Finished Area |
| Lot Size | 217,800 sqft (5 acres) |
| Garage | 480 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $1,822.00 (2023) |
| Primary APN | 559702597629 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,490 sqft Finished Area |
| Stories | 1 Stories |
| Year Built | Built 2012 |
|---|---|
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 217,800 sqft (5 acres) |
| Garage Area | 480 sqft Garage |
| Deck Area | 72 sqft Deck |
| Porch | 1 Porch |
| Porch Area | 300 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Account Number | 1491490 |
|---|---|
| Street Address | 16538 FIVE POINT RD |
| City | LOCUST |
| State | NC |
| Zip | 28097-8295 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | HSE 16538A FIVE POINT RD 559700162 |
| Legal Lot Number | TRACT |
| Jurisdiction | STANLY NC |
| Minor Civil Division | ALMOND |
| Census Blockgroup | 1 |
| Census Block | 1023 |
| Census Tract | 930700 |
Source: Stanly County records · APN 559702597629
Assessment roll updated January 1, 2023 · Last verified October 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 16538A FIVE POINT RD, LOCUST, NC 28097-8295 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 21, 2025 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA |
| Jul 30, 2021 | Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA |
| Jul 30, 2021 | Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Dec 13, 2012 |
| Transfer Doc | 0000351573 |
| Record Refreshed | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANLY NC |
| Property Address | 16538 FIVE POINT RD, LOCUST, NC 28097-8295 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2026 |
| Name | Verified Name |
|---|---|
| Address | 16538A FIVE POINT RD, LOCUST, NC 28097-8295 |
| Document Number | 0000482146 |
|---|---|
| Date | Oct 21, 2025 |
| Book Page | 1898/677 |
| Instrument | 482146 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Sep 25, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANLY NC |
| Property Address | 16538 FIVE POINT RD, LOCUST, NC 28097-8295 |
| Transaction Type | Mortgage |
| Record Updated | Sep 06, 2021 |
| Title Company | CORPORATE SETTLEMENT SOLUTIONS, CORPORATE SETTLEMENT SOLUTIO |
| Name | Verified Name |
|---|
| Document Number | 0000435831 |
|---|---|
| Date | Jul 30, 2021 |
| Book Page | 1751/162 |
| Instrument | 435831 |
| Name | FIRST NATIONAL BANK OF PENNSYLVANIA |
|---|---|
| Type | Bank |
| Address | 1618 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANLY NC |
| Property Address | 16538 FIVE POINT RD, LOCUST, NC 28097-8295 |
| Transaction Type | Mortgage |
| Record Updated | Sep 06, 2021 |
| Title Company | CORPORATE SETTLEMENT SOLUTIONS, CORPORATE SETTLEMENT SOLUTIO |
| Name | Verified Name |
|---|---|
| Address | 16538 FIVE POINT RD, LOCUST, NC 28097-8295 |
| Document Number | 0000435827 |
|---|---|
| Date | Jul 30, 2021 |
| Book Page | 1751/137 |
| Instrument | 435827 |
| Name | FIRST NATIONAL BANK OF PENNSYLVANIA |
|---|---|
| Type | Bank |
| Address | HERMITAGE, PA 16148 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Stanly County records · Assessment roll updated January 1, 2023 · Last verified October 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Stanly County |
| Unified School District | Stanly County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $1,822.00 | $253,085 Land $50,500 Building $202,585 | $253,085 Land $50,500 Building $202,585 |
Source: FEMA National Flood Hazard Layer, Stanly County (37167C), updated May 30, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 3,704 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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