Kankakee County property record for 16538 E Terrace Dr, Momence, IL 60954
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.468 acres (20,400 sqft) |
| Owner | Individual Name on File |
| Last Sale | $18,750 (Jan 2021) |
| Tax Bill | $1,776 (2025) |
| Deeds & Mortgages | Jan 2021 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 05-11-13-405-028 |
| Primary APN | 05-11-13-405-028 |
|---|
| Lot Area | 20,400 sqft (0.468 acres) |
|---|
| Street Address | 16538 E TERRACE DR |
|---|---|
| City | MOMENCE |
| State | IL |
| Zip | 60954-3279 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A1 |
| Legal Description | EAGLES PLAYGROUND SUB LOTS 159-161 13-31-14E |
| Legal Subdivision | EAGLES PLAYGROUND SUB |
| Legal Lot Number | 159-16 |
| Jurisdiction | KANKAKEE IL |
| Township / Civil Division | MOMENCE |
| Census Block Group | 4 |
| Census Block | 4013 |
| Census Tract | 10900 |
16538 E Terrace Dr is owned by an individual who bought it in January 2021.
Source: Kankakee County records, as of August 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 254, MOMENCE, IL 60954-0254 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 28, 2021 · Amount on File |
| Deed Sale | Jan 28, 2021 · Amount on File |
| Deed Document Number | 20211460 |
| Record Updated | Sep 20, 2026 |
| Document Type | Executor's Deed |
|---|---|
| Jurisdiction | KANKAKEE IL |
| Recording Date | Jan 28, 2021 |
| Property Address | 16538 E TERRACE DR, MOMENCE, IL 60954-3279 |
| Document Number | 0202101460 |
| Instrument Date | Jan 20, 2021 |
| Instrument | 202101460 |
| Transaction Type | Transfer |
| Record Updated | Mar 1, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $28.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 254, MOMENCE, IL 60954-0254 |
The 2025 property tax bill for 16538 E Terrace Dr was $1,776, up 4.3% from the year before.
Source: Kankakee County assessment roll, as of April 7, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kankakee County |
| County Subdivision | Momence Township |
| Unified School District | Momence Community Unit School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,776.00 (+4.35%) | $26,846 Land $7,156 Building $19,690 | $80,538 Land $21,468 Building $59,070 |
| 2024 | $1,702.00 | ||
| 2023 | $17,945 Land $6,080 Building $11,865 | $53,835 Land $18,240 Building $35,595 | |
| 2022 | $1,190.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 16538 E Terrace Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective February 14, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 28 policies |
| Nearby Flood Policies | 28 in force |
| Nearby Flood Claims | 88 (1979–2018) |
| Claims Outside the SFHA | 4 of 88 |
| Most Recent Claim | Feb 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 16538 E Terrace Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · above 42% of Illinois |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Bertram Communications Fixed Wireless | 100 / 20 |
5G and 4G LTE (outdoors only)
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