Cook County property record for 16530 Emerald Ave, Harvey, IL 60426
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,071 sqft · built 1961 |
| Lot Size | 0.085 acres (3,720 sqft) |
| Owner | Individual Name on File |
| Last Sale | $152,500 (Nov 2025) |
| Tax Bill | $4,423 (2023) |
| Deeds & Mortgages | Nov 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-21-308-036 |
| Primary APN | 29-21-308-036 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,071 sqft Living Area |
| 1st Floor Area | 1,071 sqft |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Architectural Style | Bungalow |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 3,720 sqft (0.085 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Water Source | Commercial |
| Street Address | 16530 EMERALD AVE |
|---|---|
| City | HARVEY |
| State | IL |
| Zip | 60426-6122 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PERCY (WILSONS)(WASHINGTON) PARK SUB SUB OF PT SW SW SEC 21-36-14 |
| Legal Range | 14E |
| Legal Township | 36N |
| Legal Section | 21 |
| Legal Subdivision | WILSONS WASHINGTON |
| Legal Block | 4 |
| Legal Lot Number | 31 |
| Jurisdiction | COOK IL |
| Township / Civil Division | THORNTON |
| Census Block Group | 1 |
| Census Block | 1047 |
| Census Tract | 827500 |
16530 Emerald Ave is owned and occupied by an individual who bought it in November 2025.
Source: Cook County records, as of August 24, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 16530 EMERALD AVE, HARVEY, IL 60426-6122 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Woman, Separate Property |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 20, 2025 · Amount on File |
| Deed Sale | Nov 20, 2025 · Amount on File |
| Prior Sale | Sep 14, 2005 · Amount on File |
| Deed Document Number | 202510005 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Nov 20, 2025 |
| Property Address | 16530 EMERALD AVE, HARVEY, IL 60426-6122 |
| Document Number | 0032410005 |
| Instrument Date | Sep 24, 2025 |
| Instrument | 2532410005 |
| Transaction Type | Transfer |
| Record Updated | Dec 10, 2025 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $152.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16530 EMERALD AVE, HARVEY, IL 60426-6122 |
| Document Number | 0032410006 |
|---|---|
| Date | Nov 20, 2025 |
| Instrument | 2532410006 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2055 |
| Rate | 6.87% |
|---|
| Document Number | 0032410007 |
|---|---|
| Date | Nov 20, 2025 |
| Instrument | 2532410007 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Nov 1, 2035 |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Thornton Township |
| Municipality | Harvey City |
| Elementary School District | South Holland School District 151 (PK - 08) |
| Secondary School District | Thornton Township High School District 205 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,600 Land $1,302 Building $5,298 | $66,000 Land $13,020 Building $52,980 | |
| 2023 | $4,423.00 (+15.15%) | $6,600 (+43.57%) Land $1,302 Building $5,298 | $66,000 (+43.57%) Land $13,020 Building $52,980 |
| 2022 | $3,841.00 | $4,597 Land $1,116 Building $3,481 | $45,970 Land $11,160 Building $34,810 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 16530 Emerald Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1984.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1984) |
| Most Recent Claim | Mar 1984 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 16530 Emerald Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARVEY serves 25,000 people · EPA ID IL0311110 |
|---|---|
| Water Source | Purchased surface water from CHICAGO |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures