1653 Willows Sq, Vero Beach, FL 32966 Property Records

Indian River County property record for 1653 Willows Sq, Vero Beach, FL 32966

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,788 sqft · built 2020
Lot Size0.089 acres (3,920 sqft)
OwnerIndividual Name on File
Last Sale$475,000 (May 2022)
Tax Bill$2,838 (2025)
Deeds & MortgagesMay 2022 Sale & Mortgage
Nov 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN33-39-06-00015-0000-00021.0

Property Details

APN / Parcel Number

Primary APN33-39-06-00015-0000-00021.0
Alternative APN
  • 134521

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures7 Plumbing Fixtures
Building Area1,788 sqft Living Area
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Exterior MaterialConcrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area3,920 sqft (0.089 acres)
Lot Dimensions95 ft deep x 40 ft wide
Garage Area420 sqft
DrivewayDriveway
Driveway Area470 sqft
PorchOpen Porch
FenceFence

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number134521
Street Address1653 WILLOWS SQ
CityVERO BEACH
StateFL
Zip32966-4611
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM-8
Legal DescriptionTHE WILLOWS PHASE 2 LOT 21 PBI 30-32
Legal Range39
Legal Township33
Legal Section06
Legal SubdivisionTHE WILLOWS PHASE 2
Legal Phase2
Legal Lot Number21
JurisdictionINDIAN RIVER FL
Township / Civil DivisionVERO BEACH
Census Block Group2
Census Block2003
Census Tract50704

Owner

1653 Willows Sq is owned and occupied by an individual who bought it in May 2022.

Source: Indian River County records, as of March 5, 2026

Owner of RecordIndividual Name on File
Mailing Address1653 WILLOWS SQ, VERO BEACH, FL 32966-4611
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 4, 2022Warranty Deed, Transfer · Conventional Mortgage
TRUIST BANK
Nov 25, 2020Special Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Mar 17, 2020Grant Deed, Transfer
NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 4, 2022 · Amount on File
Deed SaleMay 4, 2022 · Amount on File
Prior SaleNov 25, 2020 · Amount on File
Deed Document Number3120220028734
Deed Book / Page3537 / 546
Record UpdatedJun 8, 2026

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionINDIAN RIVER FL
Recording DateMay 4, 2022
Property Address1653 WILLOWS SQ, VERO BEACH, FL 32966-4611
Document Number0035370546
Book / Page3537 / 546
Map ReferenceMB 30 PG 32-35
Instrument DateApr 27, 2022
Instrument3120220028734
Transaction TypeTransfer
Record UpdatedMay 12, 2022
Title CompanyNOT AVAILABLE, PRICE IS RIGHT TITLE INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,325.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1653 WILLOWS SQ, 1653, VERO BEACH, FL 32966-4611

Transferred To (Grantee/Buyer)

NameVerified Name
Address1653 WILLOWS SQ, VERO BEACH, FL 32966-4611

Mortgage

Document Number0003537548
DateMay 4, 2022
Instrument3537/548
Lender
NameTRUIST BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2052

November 2020: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionINDIAN RIVER FL
Recording DateNov 25, 2020
Property Address1653 WILLOWS SQ, VERO BEACH, FL 32966-4611
Document Number0033601741
Book / Page3360 / 1741
Map ReferenceMB 30 PG 32-35
Instrument DateNov 24, 2020
Instrument3120200071340
Transaction TypeTransfer
Record UpdatedDec 6, 2021
Title CompanyNVR SETTLEMENT SERVICES INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,235.10
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1450 CENTREPARK BLVD STE 340, 1450, WEST PALM BEACH, FL 33401-7443

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1653 WILLOWS SQ, VERO BEACH, FL 32966-4611

Mortgage

Document Number33601743
DateNov 25, 2020
Instrument3360/1743
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2050

March 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionINDIAN RIVER FL
Recording DateMar 17, 2020
Property Address1653 WILLOWS SQ, VERO BEACH, FL 32966-4611
Document Number0032852387
Book / Page003285 / 002387
Instrument DateMar 13, 2020
Instrument16114
Transaction TypeTransfer
Record UpdatedApr 22, 2020
Title CompanyNVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC

Transaction

AmountAmount on Record
Tax$1,738.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1450 CENTREPARK BLVD #340 WEST PALM BEACH FL 334017443, 340, WEST PALM BEACH, FL 33401-7443
InvestorPossibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 1653 Willows Sq was $2,838.

Source: Indian River County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyIndian River County
Unified School DistrictIndian River County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,838.00$218,237$329,195 Land $46,750 Building $282,445
2023$2,421.00 (-40.46%)$205,908 (-30.13%)$332,106 (+12.69%) Land $46,750 Building $285,356
2022$4,066.00$294,698 Land $46,750 Building $247,948$294,698 Land $46,750 Building $247,948

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1653 Willows Sq in Zone X, an area of minimal flood risk, though there have been 34 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 21 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies21 in force
Nearby Flood Claims34 (1983–2024)
Claims Outside the SFHA6 of 34
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Irma, Sep 2017 · 2 claims
  • Tropical Storm Fay, Aug 2008 · 3 claims
  • Hurricane Frances, Sep 2004 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1653 Willows Sq is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIAN RIVER COUNTY UTILITIES (2 WTPS)
serves 126,893 people · EPA ID FL3314052
Water SourceGroundwater
Last State InspectionJun 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting14
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Fiber · Cable in parts of the area
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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