1653 Union St, Lancaster, OH 43130 Property Records

Fairfield County property record for 1653 Union St, Lancaster, OH 43130

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,008 sqft · built 1958
Lot Size	0.146 acres (6,368 sqft)
Owner	Individual Name on File
Last Sale	$180,000 (Aug 2022)
Tax Bill	$1,309 (2023)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Mar 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`053-12108.00`

Property Details

APN / Parcel Number

Primary APN	`053-12108.00`
Alternative APN	`0107 01072`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,008 sqft Living Area
1st Floor Area	1,008 sqft
Family Room	Family Room

Exterior

Year Built	Built 1958
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	6,368 sqft (0.146 acres)
Lot Dimensions	130 ft deep x 49 ft wide
Terrain	Rolling

Exterior Amenities

Porch	Open Porch
Porch Area	208 sqft
Patio Area	91 sqft
Canopy	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	0107 01072
Street Address	1653 UNION ST
City	LANCASTER
State	OH
Zip	43130-2874
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MILLER'S SUB LOT 353
Legal Subdivision	MILLER'S SUB
Legal Lot Number	353
Jurisdiction	FAIRFIELD OH
Township / Civil Division	LANCASTER CITY
Census Block Group	3
Census Block	3014
Census Tract	31600

Owner

Source: Fairfield County records, as of March 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1653 UNION ST, LANCASTER, OH 43130-2874
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2022	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Mar 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 16, 2018	Survivorship Deed, Transfer · FHA Mortgage NOIC INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 11, 2022 · Amount on File
Deed Sale	Aug 11, 2022 · Amount on File
Prior Sale	Apr 16, 2018 · Amount on File
Deed Document Number	202200016561
Record Updated	Jun 8, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FAIRFIELD OH
Recording Date	Aug 11, 2022
Property Address	1653 UNION ST, LANCASTER, OH 43130-2874
Document Number	0000016561
Map Reference	MB 5 PG 17
Instrument Date	Jul 29, 2022
Instrument	202200016561
Transaction Type	Transfer
Record Updated	Aug 22, 2022
Title Company	CROWN SEARCH SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1050 WOODWARD AVE, DETROIT, MI 48226-3573

Mortgage

Document Number	0000016562
Date	Aug 11, 2022
Instrument	202200016562

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2052

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD OH
Property Address	1653 UNION ST, LANCASTER, OH 43130-2874
Transaction Type	Mortgage
Record Updated	Apr 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005971
Date	Mar 18, 2022
Instrument	202200005971

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2037

April 2018: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	FAIRFIELD OH
Recording Date	Apr 16, 2018
Property Address	1653 UNION ST, LANCASTER, OH 43130-2874
Document Number	0000006192
Book / Page	1763 / 0179
Map Reference	MB 5 PG 17
Instrument Date	Apr 13, 2018
Instrument	201800006192
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	VALMER LAND TITLE AGENCY BOX

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	PO BOX 721, SYLVANIA, OH 43560-0721

Mortgage

Document Number	0000006193
Date	Apr 16, 2018
Instrument	201800006193

Lender

Name	NOIC INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2048

Tax Assessment & Valuation

Source: Fairfield County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Fairfield County
Municipality	Lancaster City
Unified School District	Lancaster City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$51,360 (+42.63%) Land $12,840 Building $38,520	$146,750 (+42.61%) Land $36,690 Building $110,060
2023	$1,309.00	$36,010 (-) Land $8,560 Building $27,450
2022		$36,010 Land $8,560 Building $27,450	$102,900 Land $24,460 Building $78,440

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2012 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LANCASTER CITY PWS serves 40,400 people · EPA ID OH2301012
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 604 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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