1653 Twin Oaks Dr, Arnold, MO 63010 Property Records

Jefferson County property record for 1653 Twin Oaks Dr, Arnold, MO 63010

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,144 sqft · built 1968
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,571 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Nov 2022 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`014.019.02001012`

Property Details

APN / Parcel Number

Primary APN	`014.019.02001012`

Interior

Full Baths	2 Baths
Building Area	1,144 sqft Living Area
Gross Area	1,716 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Split Level
Construction Type	Masonry / Concrete Block
Lot Area	12,632 sqft (0.29 acres)
Lot Dimensions	140 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	572 sqft
Porch	Stoop
Porch Area	48 sqft
Patio Area	308 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1653 TWIN OAKS DR
City	ARNOLD
State	MO
Zip	63010-1039
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CT1
Legal Description	LAKEWOOD ACRES PT LOT 12
Legal Range	6E
Legal Township	43N
Legal Section	19
Legal Subdivision	LAKEWOOD
Legal Block	1
Legal Lot Number	12
Jurisdiction	JEFFERSON MO
Township / Civil Division	ARNOLD
Census Block Group	1
Census Block	1010
Census Tract	700118

Owner

1653 Twin Oaks Dr is owned and occupied by two individuals who acquired it in October 2023.

Source: Jefferson County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1653 TWIN OAKS DR, ARNOLD, MO 63010-1039
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2026	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Nov 1, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Oct 16, 2023	Warranty Deed, Transfer DUNE TITLE COMPANY LLC, TRUE TITLE COMPANY LLC
Oct 16, 2023	Affidavit of Death of Joint Tenant, Transfer
Jun 13, 2022	Affidavit of Death of Joint Tenant, Transfer
Jun 13, 2022	Beneficiary Deed, Transfer
Mar 3, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 16, 2023
Deed Sale	Oct 16, 2023
Prior Sale	Oct 16, 2023
Deed Document Number	202326003
Prior Transfer Date	Oct 11, 2023
Prior Transfer Doc	0000026002
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	1653 TWIN OAKS DR, ARNOLD, MO 63010-1039
Transaction Type	Mortgage
Record Updated	Mar 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1653 TWIN OAKS DR, ARNOLD, MO 63010-1039

Mortgage

Document Number	0000005528
Date	Mar 3, 2026
Instrument	2026R-005528

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	1653 TWIN OAKS DR, ARNOLD, MO 63010-1039
Transaction Type	Mortgage
Record Updated	Oct 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1653 TWIN OAKS DR, ARNOLD, MO 63010-1039

Mortgage

Document Number	0000035278
Date	Nov 1, 2022
Instrument	2022R-035278

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Oct 21, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Oct 16, 2023
Property Address	1653 TWIN OAKS DR, ARNOLD, MO 63010-1039
Document Number	0000026003
Map Reference	MB 42 PG 3
Instrument Date	Oct 11, 2023
Instrument	2023R-026003
Transaction Type	Transfer
Record Updated	Oct 31, 2023
Title Company	DUNE TITLE COMPANY LLC, TRUE TITLE COMPANY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1253 PINECREST LN, BALLWIN, MO 63021-5469

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1653 TWIN OAKS DR, ARNOLD, MO 63010-1039

October 2023: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	JEFFERSON MO
Recording Date	Oct 16, 2023
Property Address	1653 TWIN OAKS DR, ARNOLD, MO 63010-1039
Document Number	0000026002
Map Reference	MB 41 PG 3
Instrument Date	Oct 11, 2023
Instrument	2023R-026002
Transaction Type	Transfer
Record Updated	Oct 31, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1253 PINECREST LN, BALLWIN, MO 63021-5469

June 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	JEFFERSON MO
Recording Date	Jun 13, 2022
Property Address	1653 TWIN OAKS DR, ARNOLD, MO 63010-1039
Document Number	0000019610
Map Reference	MB 42 PG 3
Instrument Date	May 24, 2022
Instrument	2022R-019610
Transaction Type	Transfer
Record Updated	Oct 31, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

June 2022: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	JEFFERSON MO
Recording Date	Jun 13, 2022
Property Address	1653 TWIN OAKS DR, ARNOLD, MO 63010-1039
Document Number	0000019611
Map Reference	MB 42 PG 3
Instrument Date	May 24, 2022
Instrument	2022R-019611
Transaction Type	Transfer
Record Updated	Nov 6, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	76 MILL HILL ROAD CAMBRIDGE PE1947AJ, EATON FORD XX

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Mar 3, 2021
Property Address	1653 TWIN OAKS DR, ARNOLD, MO 63010-1039
Document Number	0000009193
Map Reference	MB 42 PG 3
Instrument Date	Feb 23, 2021
Instrument	2021R-009193
Transaction Type	Transfer
Record Updated	Nov 6, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2961 WENTWORTH DR, SAINT CHARLES, MO 63301-4557

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1653 TWIN OAKS DR, ARNOLD, MO 63010-1039

Tax Assessment & Valuation

The 2025 property tax bill for 1653 Twin Oaks Dr was $1,571, up 4.5% from the year before.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Arnold City
County	Jefferson County
Unified School District	Fox C-6 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$23,200 (-) Land $2,700 Building $20,500	$122,300 (-) Land $14,400 Building $107,900
2025	$1,571.00 (+4.45%)	$23,200 Land $2,700 Building $20,500	$122,300 (-) Land $14,400 Building $107,900
2024	$1,504.00 (+0.6%)		$122,300 (+7.94%) Land $14,400 Building $107,900
2023	$1,495.00	$21,500 Land $2,700 Building $18,800	$113,300 Land $14,400 Building $98,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1653 Twin Oaks Dr in Zone X, an area of minimal flood risk, though there have been 28 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	28 (1979–1998)
Claims Outside the SFHA	17 of 28
Most Recent Claim	Apr 1998 · rainfall accumulation
Claims by Event	Severe Storms & Flooding, Sep 1993 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1653 Twin Oaks Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 1 serves 21,113 people · EPA ID MO6024292
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Oct 2023
Lead	7 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon, Wisper ISP.

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