1653 Scheffer Ave, Saint Paul, MN 55116 Property Records

Ramsey County property record for 1653 Scheffer Ave, Saint Paul, MN 55116

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,160 sqft · built 1932
Lot Size	0.117 acres (5,080 sqft)
Owner	2 Individual Names on Record
Last Sale	$386,363 (Aug 2014)
Tax Bill	$9,986 (2025)
Deeds & Mortgages	Dec 2020 Line of Credit Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-28-23-44-0145`

Property Details

APN / Parcel Number

Primary APN	`09-28-23-44-0145`
Alternative APNs	`7992024` `3400`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,160 sqft Living Area
1st Floor Area	1,062 sqft
Basement Area	700 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1932
Effective Year Built	Effective 1975
Architectural Style	Bungalow
Exterior Material	Stucco
Lot Area	5,080 sqft (0.117 acres)
Lot Dimensions	127 ft deep x 40 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	3400
Street Address	1653 SCHEFFER AVE
City	SAINT PAUL
State	MN
Zip	55116-1429
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MATTOCK PARK LOT 25 BLK 10
Legal Range	23
Legal Township	28
Legal Section	09
Legal Subdivision	MATTOCK PARK
Legal Block	10
Legal Lot Number	25
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	2
Census Block	2011
Census Tract	36400

Owner

Source: Ramsey County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1653 SCHEFFER AVE, SAINT PAUL, MN 55116-1429
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2020	Deed of Trust, Mortgage · Line of Credit FIRST FARMERS & MERCHANTS BK
Nov 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage AXIA FIN'L
Mar 16, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIRST FARMERS & MERCHANTS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 2014 · Amount on Record
Deed Sale	Aug 19, 2014 · Amount on Record
Deed Document Number	20142510840
Last Transfer Date	Feb 4, 2025
Transfer Doc	0002789478
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	1653 SCHEFFER AVE, SAINT PAUL, MN 55116-1429
Document Number	0002686487
Instrument Date	Dec 8, 2020
Transaction Type	Mortgage
Record Updated	Jan 25, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1653 SCHEFFER AVE ST PAUL MN 551161429, ST PAUL, MN 55116-1429

Mortgage

Document Number	0002686487
Date	Jan 8, 2021
Instrument	2686487

Lender

Name	FIRST FARMERS & MERCHANTS BK
Type	Bank
Address	SAINT PAUL, MN 55101

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jan 7, 2026

Interest

Rate Type	Adjustable Rate

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	1653 SCHEFFER AVE, SAINT PAUL, MN 55116-1429
Document Number	0002681653
Instrument Date	Nov 13, 2020
Transaction Type	Mortgage
Record Updated	Dec 3, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1653 SCHEFFER AVE ST PAUL MN 551161429, ST PAUL, MN 55116-1429

Mortgage

Document Number	0002681653
Date	Nov 19, 2020
Instrument	2681653

Lender

Name	AXIA FIN'L
Type	Funding / Finance Company
Address	BELLEVUE, WA 98004

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 18, 2050

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	1653 SCHEFFER AVE, SAINT PAUL, MN 55116-1429
Document Number	0002583845
Instrument Date	Mar 16, 2017
Transaction Type	Mortgage
Record Updated	Aug 18, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1653 SCHEFFER AVE ST PAUL MN 551161429, ST PAUL, MN 55116-1429

Mortgage

Document Number	0002583845
Date	Mar 29, 2017
Instrument	2583845

Lender

Name	FIRST FARMERS & MERCHANTS BK
Type	Bank
Address	SAINT PAUL, MN 55101

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Mar 28, 2022

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of July 28, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,986.00 (+8.95%)	$632,200 (+0.38%) Land $153,200 Building $479,000	$632,200 (+0.38%) Land $153,200 Building $479,000
2023	$9,166.00	$629,800 Land $153,200 Building $476,600	$629,800 Land $153,200 Building $476,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 759 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire.

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