Garrard County property record for 1653 Pollys Bend Rd, Lancaster, KY 40444
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · built 1973 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | Individual Name on File |
| Last Sale | $330,510 (Apr 2022) |
| Tax Bill | $523 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-38 |
| Primary APN | 09-38 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 87,120 sqft (2 acres) |
| Heating System | Radiant |
|---|---|
| Sewer | Connected |
| Account Number | 1977 |
|---|---|
| Street Address | 1653 POLLYS BEND RD |
| City | LANCASTER |
| State | KY |
| Zip | 40444-9039 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1/2 AC |
| Legal Subdivision | CANOE CREEK DEVELOPMENT |
| Jurisdiction | GARRARD KY |
| Township / Civil Division | BRYANTSVILLE |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 970101 |
1653 Pollys Bend Rd is owned and occupied by an individual who bought it in April 2022.
Source: Garrard County records, as of October 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1653 POLLYS BEND RD, LANCASTER, KY 40444-9039 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 19, 2022 · Amount on File |
| Deed Sale | Apr 19, 2022 · Amount on File |
| Deed Document Number | 2022168781 |
| Deed Book / Page | 315 / 350 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 1653 Pollys Bend Rd was $523 with a homeowner's exemption, down 5.6% from the year before.
Source: Garrard County assessment roll, as of May 5, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Garrard County |
| Unified School District | Garrard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $100,000 (-) Land $15,000 Building $85,000 | $100,000 (-) Land $15,000 Building $85,000 | |
| 2025 | $523.00 (-5.6%) Homeowner's exemption | $100,000 (-) Land $15,000 Building $85,000 | $100,000 (-) Land $15,000 Building $85,000 |
| 2024 | $554.00 (-2.98%) Homeowner's exemption | $100,000 (-) Land $15,000 Building $85,000 | $100,000 (-) Land $15,000 Building $85,000 |
| 2023 | $571.00 (-4.19%) Homeowner's exemption | $100,000 (+4.17%) Land $15,000 Building $85,000 | $100,000 (+4.17%) Land $15,000 Building $85,000 |
| 2022 | $596.00 Homeowner's exemption | $96,000 Land $96,000 | $96,000 Land $96,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 1653 Pollys Bend Rd in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 2021.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 11 (2021–2025) |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1653 Pollys Bend Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARRARD CO WATER ASSOC INC private · serves 14,806 people · EPA ID KY0400151 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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