1653 Oakcrest Dr, Troy, MI 48083 Property Records

Oakland County property record for 1653 Oakcrest Dr, Troy, MI 48083

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,431 sqft · built 1975
Lot Size0.19 acres (8,276 sqft)
Owner2 Individual Names on Record
Last Sale$189,400 (Jan 1997)
Tax Bill$3,807 (2025)
Deeds & MortgagesMay 2021 Line of Credit
Aug 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN88-20-23-204-033

Property Details

APN / Parcel Number

Primary APN88-20-23-204-033

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Stories3 Stories
Building Area2,431 sqft Living Area
1st Floor Area1,727 sqft
Basement Area1,055 sqft
Finished Basement1,055 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Architectural StyleTri-Level
Exterior MaterialBrick
Construction TypeBrick
Foundation TypeNo Foundation
Roof TypeGable
Lot Area8,276 sqft (0.19 acres)
Lot Dimensions120 ft deep x 70 ft wide
Garage Area477 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area50 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address1653 OAKCREST DR
CityTROY
StateMI
Zip48083-5391
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1C
Legal DescriptionT2N, R11E, SEC 23 RAINTREE VILLAGE SUB NO 2 LOT 350
Legal Range11E
Legal Township2N
Legal Section23
Legal SubdivisionRAINTREE VILLAGE SUB #2
Legal Lot Number350
JurisdictionOAKLAND MI
Township / Civil DivisionTROY
Census Block Group1
Census Block1001
Census Tract197200

Owner

Source: Oakland County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address1653 OAKCREST DR, TROY, MI 48083-5391
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 13, 2021Deed of Trust, Mortgage · Line of Credit
THE HUNTINGTON NATIONAL BANK
Aug 16, 2017Quit Claim Deed, Transfer · Conventional Mortgage
MICHIGAN SCHOOLS & GOV'T CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 13, 1997 · Amount on Record
Deed SaleJan 13, 1997 · Amount on Record
Last Transfer DateAug 10, 2017
Transfer Doc0000155189
Record UpdatedOct 29, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address1653 OAKCREST DR, TROY, MI 48083-5391
Transaction TypeMortgage
Record UpdatedJun 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address1653 OAKCREST DR, TROY, MI 48083-5391

Mortgage

Document Number0000125069
DateMay 13, 2021
Book Page56228/152
Instrument125069
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43231
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueApr 15, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOAKLAND MI
Recording DateAug 16, 2017
Property Address1653 OAKCREST DR, TROY, MI 48083-5391
Document Number0000155189
Book / Page050980 / 000154
Instrument DateAug 10, 2017
Instrument155189
Transaction TypeTransfer
Record UpdatedJan 10, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1653 OAKCREST DR TROY MI 480835391, TROY, MI 48083-5391

Mortgage

Document Number155190
DateAug 16, 2017
Book Page050980/000156
Instrument155190
Lender
NameMICHIGAN SCHOOLS & GOV'T CU
TypeCredit Union
AddressCIINTON, MI 48038
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 15, 2047

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityTroy City
Unified School DistrictTroy School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,807.00 (-3.84%)
2023$352,520
2022$3,959.00$176,260

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1985)
Most Recent ClaimMar 1985 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 95% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY
serves 85,854 people · EPA ID MI0006690
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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