1653 Calico Rd, Berea, KY 40403 Property Records

Garrard County property record for 1653 Calico Rd, Berea, KY 40403

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba
Lot Size	6.75 acres (294,030 sqft)
Owner	2 Individual Names on Record
Last Sale	$84,800 (Jun 2007)
Tax Bill	$229 (2025)
Deeds & Mortgages	Jan 2006 Mortgage Oct 2017 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`70-015`

Property Details

APN / Parcel Number

Primary APN	`70-015`
Alternative APN	`19685`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story

Exterior

Exterior Material	Vinyl
Construction Type	Wood
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	294,030 sqft (6.75 acres)

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	19685
Street Address	1653 CALICO RD
City	BEREA
State	KY
Zip	40403-9070
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	6.75 AC
Legal Subdivision	GW HOLMAN
Jurisdiction	GARRARD KY
Township / Civil Division	PAINT LICK
Census Block Group	2
Census Block	2015
Census Tract	970400

Owner

Source: Garrard County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	300 LYNN BROOKE LN, RICHMOND, KY 40475-8259
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2006	Deed of Trust, Mortgage · Conventional Mortgage CITIMORTGAGE INC
Oct 23, 2017	Intrafamily Transfer, Transfer
Mar 6, 2013	Quit Claim Deed, Transfer Quitclaim
Jun 27, 2007	Deed, Transfer · Conventional Mortgage LANCO SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 27, 2007 · Amount on Record
Deed Sale	Jun 27, 2007 · Amount on Record
Deed Document Number	200790312
Deed Book / Page	245 / 232
Record Updated	Oct 29, 2026

January 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARRARD KY
Property Address	1653 CALICO RD, BEREA, KY 40403-9070
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M253/736
Date	Jan 5, 2006
Book Page	M253/736
Instrument	68751

Lender

Name	CITIMORTGAGE INC
Address	O FALLON, MO 63368

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Dec 1, 2035

October 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GARRARD KY
Recording Date	Oct 23, 2017
Property Address	1653 CALICO RD, BEREA, KY 40403-9070
Document Number	000290/918
Book / Page	290 / 918
Instrument Date	Oct 20, 2017
Instrument	136406
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1653 CALICO RD, BEREA, KY 40403-9070

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	488 GREATHOUSE DR, RICHMOND, KY 40475-7522
Investor	Possibly a Property Investor

March 2013: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GARRARD KY
Recording Date	Mar 6, 2013
Property Address	1653 CALICO RD, BEREA, KY 40403-9070
Document Number	000269/748
Book / Page	269 / 748
Instrument	115655
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1231 LOUISVILLE RD, FRANKFORT, KY 40601-6156

June 2007: Deed, Transfer

Document Type	Deed
Jurisdiction	GARRARD KY
Recording Date	Jun 27, 2007
Property Address	1653 CALICO RD, BEREA, KY 40403-9070
Document Number	00D245/232
Book / Page	D245 / 232
Instrument Date	May 11, 2007
Instrument	90312
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$85.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	647 BROCK RD, PAINT LICK, KY 40461-9527

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1653 CALICO RD, BEREA, KY 40403-9070
Investor	Possibly a Property Investor

Mortgage

Document Number	00M274/920
Date	Jun 27, 2007
Book Page	M274/920
Instrument	90313

Lender

Name	LANCO SERVICES INC
Address	GEORGETOWN, KY 40324

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2037

Tax Assessment & Valuation

Source: Garrard County assessment roll, as of May 5, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Garrard County
Unified School District	Garrard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$37,500 (+66.67%) Land $30,000 Building $7,500	$37,500 (+66.67%) Land $30,000 Building $7,500
2025	$229.00 (-0.43%)	$22,500 (-) Land $15,000 Building $7,500	$22,500 (-) Land $15,000 Building $7,500
2024	$230.00 (-2.95%)	$22,500 (-) Land $15,000 Building $7,500	$22,500 (-) Land $15,000 Building $7,500
2023	$237.00 (-0.84%)	$22,500 (-) Land $15,000 Building $7,500	$22,500 (-) Land $15,000 Building $7,500
2022	$239.00	$22,500 Land $15,000 Building $7,500	$22,500 Land $15,000 Building $7,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1991–2010)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2010 · Severe Storms, Flooding, Mudslides, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 70% of Kentucky
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARRARD CO WATER ASSOC INC private · serves 14,806 people · EPA ID KY0400151
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

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