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1653 Alligator Dr, Alligator Point (Panacea), FL 32346 Property Records

Franklin County property record for 1653 Alligator Dr, Alligator Point, FL 32346

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,136 sqft · built 1976
Lot Size0.483 acres (21,083 sqft)
Owner2 Individual Names on Record
Last Sale$425,000 (Oct 2013)
Tax Bill$6,796 (2025)
Deeds & MortgagesJan 2021 Mortgage
Flood ZoneZone VE (high risk)
APN03-07S-02W-1010-0000-0520

Property Details

APN / Parcel Number

Primary APN03-07S-02W-1010-0000-0520

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,136 sqft Heated Area
Gross Area2,652 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1976
Exterior MaterialSiding
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area21,083 sqft (0.483 acres)
Lot Dimensions211 ft deep x 100 ft wide

Exterior Amenities

PorchOpen Porch
Porch Area576 sqft
Deck Area36 sqft
Storage BuildingStorage Building

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address1653 ALLIGATOR DR
CityALLIGATOR POINT
StateFL
Zip32346-5119
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 52 S OF HWY ALLI POINT OR/134/461 379/35 605/228 1105/734
Legal Range02W
Legal Township07S
Legal Section03
Legal SubdivisionHWY ALLI POINT
Legal Lot Number52
JurisdictionFRANKLIN FL
Township / Civil DivisionCARRABELLE
Census Block Group2
Census Block2003
Census Tract970102

Owner

Source: Franklin County records, as of January 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Co-ownerCo-owner on Record
Mailing Address403 NOTTINGHAM CT, TALLAHASSEE, FL 32312-1443
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 21, 2013 · Amount on Record
Deed SaleOct 21, 2013 · Amount on Record
Deed Document Number0001105734
Deed Book / Page1105 / 734
Record UpdatedJun 8, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN FL
Property Address1653 ALLIGATOR DR, ALLIGATOR POINT, FL 32346-5119
Transaction TypeMortgage
Record UpdatedJan 6, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0019000266
DateJan 19, 2021
Book Page1287/362
Instrument202119000266
Lender
NameBETTER MORTGAGE CORPORATION
TypeMortgage Company
AddressNEW YORK, NY 10271
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJan 1, 2036

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyFranklin County
Unified School DistrictFranklin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,796.00 (+14.76%)$700,319 (+28.79%) Land $506,400 Building $193,919$700,319 (+28.79%) Land $506,400 Building $193,919
2024$5,922.00 (+5.24%)$543,774 (+10.03%) Land $348,150 Building $195,624$543,774 (+10.03%) Land $348,150 Building $195,624
2023$5,627.00 (+5.73%)$494,189 (+8.75%) Land $337,600 Building $156,589$494,189 (+8.75%) Land $337,600 Building $156,589
2022$5,322.00$454,411 Land $337,600 Building $116,811$454,411 Land $337,600 Building $116,811

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone VE
high risk · coastal, wave action
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation18.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 293 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies329 units insured
incl. 36 condo units
Nearby Flood Claims72 (2005–2024)
Most Recent ClaimSep 2024 · Hurricane Helene
Claims by Event
  • Hurricane Helene, Sep 2024 · 12 claims
  • Hurricane Michael, Oct 2018 · 45 claims
  • Hurricane Dennis, Jul 2005 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemALLIGATOR POINT WATER RESOURCE DISTRICT
public/private · serves 1,400 people · EPA ID FL1190013
Water SourceGroundwater
Last State InspectionJun 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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