16528 Cellini Ln, Naples, FL 34110 Property Records

Collier County property record for 16528 Cellini Ln, Naples, FL 34110

Property Summary

Property Type	Single Family Home
Details	4,711 sqft · built 2014
Lot Size	0.44 acres (19,166 sqft)
Owner	2 Company Names on Record
Last Sale	$3,450,000 (Jun 2022)
Tax Bill	$32,499 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage May 2020 Mortgage
Flood Zone	Zone AH (high risk)
APN	`485038 E 153A12`

Property Details

APN / Parcel Number

Primary APN	`485038 E 153A12`
Alternative APN	`59960214327`

Interior

Stories	1 Story
Building Area	4,711 sqft Living Area
1st Floor Area	4,711 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2020
Construction Type	Masonry / Concrete Block
Lot Area	19,166 sqft (0.44 acres)
Pool Area	720 sqft
Deck Area	2,330 sqft

Location & Zoning

Street Address	16528 CELLINI LN
City	NAPLES
State	FL
Zip	34110-3233
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	MEDITERRA PHASE THREE EAST UNIT TWO BLK E LOT 15
Legal Range	25
Legal Township	48
Legal Section	12
Legal Subdivision	MEDITERRA PHASE 3 EAST UNIT 2
Legal Phase	3
Legal Tract	485038
Legal Block	E
Legal Lot Number	15
Legal Unit	2
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	3
Census Block	3014
Census Tract	10102

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	16528 CELLINI LN, NAPLES, FL 34110-3233
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2022	Warranty Deed, Transfer · Conventional Mortgage UBS BANK USA
May 4, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 6, 2022 · Amount on Record
Deed Sale	Jun 6, 2022 · Amount on Record
Prior Sale	Dec 24, 2014 · Amount on Record
Deed Document Number	20226262532
Deed Book / Page	6135 / 3370
Prior Transfer Date	Apr 24, 2020
Prior Transfer Doc	0057581909
Record Updated	Oct 29, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Jun 6, 2022
Property Address	16528 CELLINI LN, NAPLES, FL 34110-3233
Document Number	0061353370
Book / Page	6135 / 3370
Map Reference	MB 43 PG 82
Instrument Date	Apr 29, 2022
Instrument	6262532
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$24,150.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9309 LA BIANCO ST, 9309, ESTERO, FL 33967-5642

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	16528 CELLINI LN, NAPLES, FL 34110-3233

Mortgage

Document Number	0061353372
Date	Jun 6, 2022
Instrument	6135/3372

Lender

Name	UBS BANK USA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	May 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.12%
Type Change Date	May 1, 2027
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7.12%
Index	Other
Margin	3
Max Rate	12.1%

May 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COLLIER FL
Recording Date	May 4, 2020
Property Address	16528 CELLINI LN, NAPLES, FL 34110-3233
Document Number	0057581909
Book / Page	5758 / 1909
Map Reference	MB 43 PG 82&83
Instrument Date	Apr 24, 2020
Instrument	5862141
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	ISLAND TTL 5 STAR CLOSING TE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16528 CELLINI LN, NAPLES, FL 34110-3233

Mortgage

Document Number	0057581911
Date	May 4, 2020
Instrument	5758/1911

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.1%
Type Change Date	May 1, 2030
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.1%
Index	1-Year LIBOR
Max Rate	8.1%

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$3,086,762 (+2.7%)	$3,104,284 (-6.29%) Land $1,091,369 Building $2,012,915
2025	$32,499.00 (+1.95%) Homeowner's exemption	$3,005,611 (+5.99%)	$3,312,668 (+6.78%) Land $1,212,632 Building $2,100,036
2024	$31,877.00 (+0.47%)
2023	$31,729.00 (+49.95%) Homeowner's exemption	$2,835,830 (+69.22%)	$3,102,366 (+1.78%) Land $587,660 Building $2,514,706
2022	$21,160.00 Homeowner's exemption	$1,675,872	$3,048,213 Land $378,596 Building $2,669,617

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 222 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	258 units insured incl. 36 condo units
Nearby Flood Claims	9 (1995–2020)
Claims Outside the SFHA	7 of 9
Most Recent Claim	Sep 2020 · other causes
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Hurricane Opal, Oct 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber · Cable in parts of the area	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Blue Stream, CenturyLink, Hotwire Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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