16528 Arnold Dr, Sonoma, CA 95476 Property Records

Sonoma County property record for 16528 Arnold Dr, Sonoma, CA 95476

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,594 sqft · built 1993
Lot Size	6.53 acres (284,882 sqft)
Owner	Trust Name on File
Last Sale	$2,995,000 (May 2018)
Tax Bill	$38,755 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Feb 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`133-010-035-000`

Property Details

APN / Parcel Number

Primary APN	`133-010-035-000`
Alternative APN	`133-010-035`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	3,594 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Construction Type	Wood
Lot Area	284,882 sqft
Garage Type	Carport
Garage Area	680 sqft
Carport	Carport
Carport Area	680 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central

Location & Zoning

Old Parcel Number	133-010-035
Street Address	16528 ARNOLD DR
City	SONOMA
State	CA
Zip	95476-3252
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR10
Legal Description	85 FM 133-010-27 PT PT 34 LLA 7887
Legal Block	2
Jurisdiction	SONOMA CA
Township / Civil Division	SONOMA
Census Block Group	2
Census Block	2000
Census Tract	150303

Owner

16528 Arnold Dr is owner-occupied and held in a trust since May 2018.

Source: Sonoma County records, as of September 1, 2026

Owner of Record	Trust Name on File
Mailing Address	16528 ARNOLD DR, SONOMA, CA 95476-3252
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2022	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Feb 12, 2020	Deed of Trust, Mortgage BANK OF AMERICA
May 17, 2018	Grant Deed, Transfer · ARM BANK OF AMERICA NA
Mar 22, 2017	Deed of Trust, Mortgage QUICKEN LNS
Mar 22, 2017	Deed of Trust, Mortgage · Line of Credit QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 17, 2018 · Amount on File
Deed Sale	May 17, 2018 · Amount on File
Prior Sale	Nov 4, 2008 · Amount on File
Deed Document Number	201835777
Prior Transfer Date	Dec 14, 2004
Prior Transfer Doc	0000195893
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	16528 ARNOLD DR, SONOMA, CA 95476-3252
Transaction Type	Mortgage
Record Updated	Feb 14, 2022
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, REPUBLIC NATIONAL TTL INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16528 ARNOLD DR, SONOMA, CA 95476-3252

Mortgage

Document Number	0000007530
Date	Jan 31, 2022
Instrument	2022007530

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	DOWNERS GROVE, IL 60515

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.25%
Type Change Date	Feb 1, 2027
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	7.25%
Index	Other
Max Rate	7.25%

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	16528 ARNOLD DR, SONOMA, CA 95476-3252
Document Number	0000018707
Instrument Date	Feb 12, 2020
Transaction Type	Mortgage
Record Updated	Apr 21, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	16528 ARNOLD DR SONOMA CA 954763252, SONOMA, CA 95476-3252

Mortgage

Document Number	0000018707
Date	Mar 11, 2020
Instrument	18707

Lender

Name	BANK OF AMERICA
Type	Bank
Address	20 GREENWAY PLZ # 900, HOUSTON, TX 77046-2007

Agreement

Amount	Amount on Record
Term	180 Months
Due	Mar 10, 2035

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SONOMA CA
Recording Date	May 17, 2018
Property Address	16528 ARNOLD DR, SONOMA, CA 95476-3252
Document Number	0000035777
Map Reference	MB290 PG48 MAP6426
Instrument Date	May 15, 2018
Instrument	2018035777
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FIRST AMERICAN TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	6341 WOOD DR, OAKLAND, CA 94611-3106

Mortgage

Document Number	0000035778
Date	May 17, 2018
Instrument	2018035778

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Apr 1, 2025
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	8.5%
Index	1-Year LIBOR
Max Rate	8.5%

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	16528 ARNOLD DR, SONOMA, CA 95476-3252
Document Number	0000024380
Instrument Date	Mar 22, 2017
Transaction Type	Mortgage
Record Updated	Apr 13, 2017
Title Company	SPL INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	16528 ARNOLD DR SONOMA CA 954763252, SONOMA, CA 95476-3252

Mortgage

Document Number	0000024380
Date	Mar 29, 2017
Instrument	24380

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 28, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.27%

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	16528 ARNOLD DR, SONOMA, CA 95476-3252
Document Number	0000024381
Instrument Date	Mar 22, 2017
Transaction Type	Mortgage
Record Updated	Nov 16, 2018
Title Company	SPL INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	16528 ARNOLD DR SONOMA CA 954763252, SONOMA, CA 95476-3252

Mortgage

Document Number	0000024381
Date	Mar 29, 2017
Instrument	24381

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 28, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 16528 Arnold Dr was $38,755 with a homeowner's exemption.

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	California
County	Sonoma County
Unified School District	Sonoma Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$3,475,950 (+2%) Land $2,089,052 Building $1,386,898
2025	$38,755.00 Homeowner's exemption	$3,407,795 Land $2,048,091 Building $1,359,704
2023	$37,334.00 (+0.98%) Homeowner's exemption	$3,275,468 Land $1,968,562 Building $1,306,906
2022	$36,972.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 16528 Arnold Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.

Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16528 Arnold Dr is high, ranking above 80% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 80% of the US · above 58% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VALLEY OF THE MOON WATER DISTRICT serves 23,140 people · EPA ID CA4910013
Water Source	Groundwater
Last State Inspection	Sep 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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