16527 Centipede St, Clermont, FL 34714 Property Records

Lake County property record for 16527 Centipede St, Clermont, FL 34714

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,284 sqft · built 2017
Lot Size	0.148 acres (6,431 sqft)
Owner	2 Individual Names on File
Last Sale	$435,000 (Mar 2026)
Tax Bill	$5,500 (2025)
Deeds & Mortgages	Mar 2026 Sale Jul 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-24-26-0103-000-09900`

Property Details

APN / Parcel Number

Primary APN	`14-24-26-0103-000-09900`
Alternative APNs	`262414010300009900` `3905904`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,284 sqft Living Area
Gross Area	2,704 sqft
1st Floor Area	918 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2024
Exterior Material	Brick
Construction Type	Frame
Roof Material	Asphalt
Lot Area	6,431 sqft (0.148 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	185 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3905904
Street Address	16527 CENTIPEDE ST
City	CLERMONT
State	FL
Zip	34714-5029
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SAWGRASS BAY PHASE 2B PB 68 PG 77-79 LOT 99 ORB 6703 PG 2109
Legal Range	26E
Legal Township	24S
Legal Section	14
Legal Subdivision	SAWGRASS BAY PHASE 2B
Legal Tract	A&B
Legal Lot Number	99
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	2
Census Block	2012
Census Tract	31314

Owner

16527 Centipede St is owned and occupied by two individuals who bought it in March 2026.

Source: Lake County records, as of August 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	16527 CENTIPEDE ST, CLERMONT, FL 34714-5029
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2026	Warranty Deed, Transfer APEX TITLE SERVICES
Jul 26, 2022	Warranty Deed, Transfer · Conventional Mortgage AMERICAN BANCSHARES MORTGAGE LLC
May 18, 2017	Special Warranty Deed, Subdivision Related Transfer · VA Mortgage DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 20, 2026 · Amount on File
Deed Sale	Mar 20, 2026 · Amount on File
Prior Sale	Jul 26, 2022 · Amount on File
Deed Document Number	202634054
Deed Book / Page	6703 / 2109
Record Updated	Sep 20, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Mar 20, 2026
Property Address	16527 CENTIPEDE ST, CLERMONT, FL 34714-5029
Document Number	0067032109
Book / Page	6703 / 2109
Map Reference	MB 68 PG 77-79
Instrument Date	Mar 19, 2026
Instrument	2026034054
Transaction Type	Transfer
Record Updated	Apr 6, 2026
Title Company	APEX TITLE SERVICES

Transaction

Amount	Amount on Record
Tax	$3,045.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5872 BENT PINE DR200, DR200, ORLANDO, FL 32822

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16527 CENTIPEDE ST, CLERMONT, FL 34714-5029

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Jul 26, 2022
Property Address	16527 CENTIPEDE ST, CLERMONT, FL 34714-5029
Document Number	0059971778
Book / Page	5997 / 1778
Map Reference	MB 68 PG 77-79
Instrument Date	Jul 21, 2022
Instrument	2022101115
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,045.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16527 CENTIPEDE ST, CLERMONT, FL 34714-5029

Mortgage

Document Number	0059971780
Date	Jul 26, 2022
Instrument	5997/1780

Lender

Name	AMERICAN BANCSHARES MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

May 2017: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	LAKE FL
Recording Date	May 18, 2017
Property Address	16527 CENTIPEDE ST, CLERMONT, FL 34714-5029
Document Number	0049460594
Book / Page	4946 / 0594
Map Reference	MB 68 PG 77-79
Instrument Date	May 8, 2017
Instrument	2017054003
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 11, 2022
Title Company	DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,949.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0049460595
Date	May 18, 2017
Book Page	4946/0595
Instrument	2017054004

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company
Address	AUSTIN, TX 78750

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 16527 Centipede St was $5,500, down 7.5% from the year before.

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$352,905 (+5.1%) Land $100,000 Building $252,905	$352,905 (+5.1%) Land $100,000 Building $252,905
2025	$5,500.00 (-7.49%)	$335,773 Land $100,000 Building $235,773	$335,773 Land $100,000 Building $235,773
2024	$5,945.00 (+5.15%)
2023	$5,654.00 (+66.54%)	$361,688 (+45.77%)	$361,688 (+16.55%) Land $100,000 Building $261,688
2022	$3,395.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$248,130	$310,328 Land $64,500 Building $245,828

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16527 Centipede St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 83 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	83 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16527 Centipede St is high, ranking above 77% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 65% of Florida
Wildfire Likelihood	0.5% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE UTILITY SERVICES INC NORTH (8 WPS) public/private · serves 24,798 people · EPA ID FL3354883
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2021 Haloacetic acids resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: CenturyLink, Verizon.

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