16524 E 53rd Terrace Ct S, Independence, MO 64055 Property Records

Jackson County property record for 16524 E 53rd Terrace Ct S, Independence, MO 64055

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,842 sqft · built 1997
Lot Size	0.041 acres (1,797 sqft)
Owner	2 Individual Names on File
Last Sale	$101,000 (Jul 2026)
Tax Bill	$3,481 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jul 2026 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`34-920-11-20`

Property Details

APN / Parcel Number

Primary APN	`34-920-11-20`
Alternative APNs	`34-920-11-20-00-0-00-000` `34920112000000001` `889611`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	1,842 sqft Living Area
Gross Area	2,950 sqft
1st Floor Area	1,244 sqft
Basement Area	1,244 sqft
Finished Basement	598 sqft
Unfinished Basement	646 sqft
Flooring	Carpet

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Ranch
Exterior Material	Frame
Construction Type	Steel Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	1,797 sqft (0.041 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	155 sqft
Deck Area	Deck Area
Patio Area	280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	889611
Street Address	16524 E 53RD TERRACE CT S
City	INDEPENDENCE
State	MO
Zip	64055-6334
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COUNTRY MEADOWS SOUTH P.U.D.-UNITS 17 & 18 UNIT 18
Legal Subdivision	COUNTRY MEADOWS SOUTH PUD
Legal Block	1
Legal Lot Number	18
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	1
Census Block	1006
Census Tract	14504

Owner

16524 E 53rd Terrace Ct S is owned and occupied by two individuals who bought it in July 2026.

Source: Jackson County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	16524 E 53RD TERRACE CT S, INDEPENDENCE, MO 64055-6334
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2026	Special Warranty Deed, Transfer · Conventional Mortgage COMMUNITYAMERICA CREDIT UNION
Jul 6, 2026	Special Warranty Deed, Transfer · Conventional Mortgage COMMUNITYAMERICA CREDIT UNION
Jul 6, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Feb 17, 2026	Affidavit of Death of Joint Tenant, Transfer SERVICELINK
Feb 17, 2026	Deed in Lieu of Foreclosure, Foreclosure SERVICELINK
Sep 17, 2018	Grant Deed, Transfer KANSAS CITY TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2026 · Amount on File
Deed Sale	Jul 6, 2026 · Amount on File
Prior Sale	Jul 6, 2026
Deed Document Number	202649304
Prior Transfer Date	Dec 19, 2025
Prior Transfer Doc	00E0011264
Record Updated	Oct 29, 2026

July 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Jul 6, 2026
Property Address	16524 E 53RD TERRACE CT S, INDEPENDENCE, MO 64055-6334
Document Number	0000049304
Instrument Date	May 26, 2026
Instrument	202649304
Transaction Type	Transfer
Record Updated	Jul 21, 2026
Title Company	NATIONS TITLE, ALLIANCE NATIONAL TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	INDEPENDENCE, MO 64055

Mortgage

Document Number	0000049305,
Date	Jul 6, 2026
Instrument	2026E49305

Lender

Name	COMMUNITYAMERICA CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.13%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Jul 6, 2026
Property Address	16524 E 53RD TERRACE CT S, INDEPENDENCE, MO 64055-6334
Document Number	0000049304
Instrument Date	May 26, 2026
Instrument	202649304
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	NATIONS TITLE, ALLIANCE NATIONAL TITLE AGENCY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000049305,
Date	Jul 6, 2026
Instrument	2026E49305

Lender

Name	COMMUNITYAMERICA CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.13%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JACKSON MO
Recording Date	Jul 6, 2026
Property Address	16524 E 53RD TERRACE CT S, INDEPENDENCE, MO 64055-6334
Document Number	0000049303
Instrument Date	Mar 3, 2026
Instrument	202649303
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Investor	Possibly a Property Investor

February 2026: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	JACKSON MO
Recording Date	Feb 17, 2026
Property Address	16524 E 53RD TERRACE CT S, INDEPENDENCE, MO 64055-6334
Document Number	00E0011263
Instrument Date	Jan 9, 2026
Instrument	2026E0011263
Transaction Type	Transfer
Record Updated	Feb 26, 2026
Title Company	SERVICELINK

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16524 E 53RD TERRACE CT S, INDEPENDENCE, MO 64055-6334

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4501 NE WATERS EDGE ST, LEES SUMMIT, MO 64064-1567

February 2026: Deed in Lieu of Foreclosure, Foreclosure

Document Type	Deed in Lieu of Foreclosure
Jurisdiction	JACKSON MO
Recording Date	Feb 17, 2026
Property Address	16524 E 53RD TERRACE CT S, INDEPENDENCE, MO 64055-6334
Document Number	00E0011264
Instrument Date	Dec 19, 2025
Instrument	2026E0011264
Transaction Type	Foreclosure
Record Updated	Feb 26, 2026
Title Company	SERVICELINK

Transaction

Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4501 NE WATERS EDGE ST, LEES SUMMIT, MO 64064-1567

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1661 WORTHINGTON RD STE 100, 100, WEST PALM BEACH, FL 33409-6493
Mail Care Of	PHH MORTGAGE CORPORATION

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JACKSON MO
Recording Date	Sep 17, 2018
Property Address	16524 E 53RD TERRACE CT S, INDEPENDENCE, MO 64055-6334
Document Number	0000E81144
Instrument Date	Sep 12, 2018
Instrument	81144E
Transaction Type	Transfer
Record Updated	Oct 9, 2018
Title Company	KANSAS CITY TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16701 E DUFFEY CT INDEPENDENCE MO 640555397, INDEPENDENCE, MO 64055-5397

Tax Assessment & Valuation

The 2025 property tax bill for 16524 E 53rd Terrace Ct S was $3,481, up % from the year before.

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$53,521 (-) Land $7,121 Building $46,400	$281,690 (-)
2025	$3,481.00 (+0.03%)	$53,521 Land $7,121 Building $46,400	$281,690
2024	$3,480.00 (+2.32%)
2023	$3,401.00 (+13.78%)	$50,234 (+24.13%) Land $6,580 Building $43,654	$264,390
2022	$2,989.00	$40,470 Land $5,170 Building $35,300
2021			$213,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 16524 E 53rd Terrace Ct S in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Aug 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16524 E 53rd Terrace Ct S is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber, Wisper ISP.

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