16523 Oak Ln, Channelview, TX 77530 Property Records

Harris County property record for 16523 Oak Ln, Channelview, TX 77530

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,475 sqft · built 2013
Lot Size	4.33 acres (188,615 sqft)
Owner	Individual Name on File
Last Sale	$110,000 (Dec 2004)
Tax Bill	$8,361 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`065-091-011-0004`

Property Details

APN / Parcel Number

Primary APN	`065-091-011-0004`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,475 sqft Living Area
1st Floor Area	1,475 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	188,615 sqft
Garage Area	816 sqft
Porch	Open Concrete/Masonry Porch
Porch Area	358 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0650910110004
Street Address	16523 OAK LN
City	CHANNELVIEW
State	TX
Zip	77530-2937
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 4 BLK 11 OLD RIVER TERRACE SEC 3
Legal Subdivision	OLD RIVER TERRACE SEC 3
Legal Block	11
Legal Lot Number	4
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	1
Census Block	1007
Census Tract	252602

Owner

16523 Oak Ln is owned and occupied by an individual who bought it in December 2004.

Source: Harris County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	16523 OAK LN, CHANNELVIEW, TX 77530-2937
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 30, 2004 · Amount on File
Deed Sale	Dec 30, 2004 · Amount on File
Prior Sale	Apr 21, 2004
Deed Document Number	2004160364
Deed Book / Page	59785 / 968
Prior Transfer Date	Dec 28, 2004
Prior Transfer Doc	000Y160364
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	16523 OAK LN, CHANNELVIEW, TX 77530-2937
Transaction Type	Mortgage
Record Updated	Apr 3, 2023
Title Company	GREAT N AMERICAN TITLE COM, GREAT AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000105479
Date	Mar 27, 2023
Instrument	2023-105479

Lender

Name	SHELL FCU
Type	Credit Union
Address	DEER PARK, TX 77536

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Apr 8, 2043

Tax Assessment & Valuation

The 2025 property tax bill for 16523 Oak Ln was $8,361 with a homeowner's exemption, up 130.1% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Channelview Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$695,765 (+1.66%) Land $497,230 Building $198,535	$695,765 (+1.66%) Land $497,230 Building $198,535
2025	$8,361.00 (+130.14%) Homeowner's exemption	$684,424 Land $497,230 Building $187,194	$684,424 Land $497,230 Building $187,194
2024	$3,633.00
2023		$575,279 Land $435,076 Building $140,203	$575,279 Land $435,076 Building $140,203
2022	$2,964.00
2020	$2,540.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16523 Oak Ln in Zone X, an area of minimal flood risk, though there have been 21 flood claims nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	21 (2001–2024)
Claims Outside the SFHA	21 of 21
Most Recent Claim	May 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, May 2024 · 2 claims Tropical Storm Imelda, Sep 2019 · 2 claims Hurricane Harvey, Aug 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16523 Oak Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.4% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20