16523 Chapel Rd, Lorena, TX 76655 Property Records

McLennan County property record for 16523 Chapel Rd, Lorena, TX 76655 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,055 sqft · built 2024
Lot Size1 acres (43,691 sqft)
OwnerIndividual Name on File
Tax Bill$448 (2024)
Deeds & MortgagesFeb 2026 Mortgage
May 2024 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN306000000001040

Property Details

APN / Parcel Number

Primary APN306000000001040
Alternative APN
  • 411314

Interior

Bedrooms4 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area3,055 sqft Living Area
1st Floor Area2,770 sqft
2nd Floor Area285 sqft
FlooringCarpet
FireplaceFireplace

Exterior

Year BuiltBuilt 2024
Exterior MaterialBrick
Construction TypeBrick
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area43,691 sqft (1 acres)
Lot Dimensions252 ft deep x 174 ft wide
Garage TypeAttached
Garage Area744 sqft
Parking Spaces3 Parking Spaces
PorchOpen Porch
Porch Area358 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number411314
Street Address16523 CHAPEL RD
CityLORENA
StateTX
Zip76655-3788
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAKERIDGE ESTATES PH 1 LOT 4 BLOCK 1 ACRES 1.003
Legal SubdivisionLAKERIDGE ESTATES PH 1
Legal Block1
Legal Lot Number4
JurisdictionMCLENNAN TX
Township / Civil DivisionMOODY-LORENA
Census Block Group5
Census Block5012
Census Tract3801

Owner

Source: McLennan County records · APN 306000000001040

Assessment roll updated August 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address16523 CHAPEL RD, LORENA, TX 76655-3788
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 04, 2026Deed of Trust, Mortgage · VA Mortgage
PENNYMAC LOAN SERVICES LLC
May 21, 2024Deed of Trust, Mortgage · Commercial Mortgage
PROSPERITY BANK
May 30, 2025Trustee's Deed, Foreclosure · VA Mortgage
TRINITY OAKS MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last Transfer DateMay 30, 2025
Transfer Doc0000016355
Record UpdatedJun 08, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLENNAN TX
Property Address16523 CHAPEL RD, LORENA, TX 76655-3788
Transaction TypeMortgage
Record UpdatedFeb 20, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address16523 CHAPEL RD, LORENA, TX 76655-3788

Mortgage

Document Number0000003410
DateFeb 04, 2026
Instrument2026003410
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2056

May 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLENNAN TX
Property Address16523 CHAPEL RD, LORENA, TX 76655-3788
Transaction TypeMortgage
Record UpdatedOct 20, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000015092
DateMay 21, 2024
Instrument2024015092
Lender
NamePROSPERITY BANK
TypeBank
AddressPLANO, TX 75024
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

May 2025: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionMCLENNAN TX
Recording DateMay 30, 2025
Property Address16523 CHAPEL RD, LORENA, TX 76655-3788
Document Number0000016355
Map ReferenceFILE 2022008272
Instrument DateMay 29, 2025
Instrument2025016355
Transaction TypeForeclosure
Record UpdatedOct 20, 2025

Transaction

Tax$0.00

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address16523 CHAPEL RD, LORENA, TX 76655-3788

Mortgage

Document Number0000016356
DateMay 30, 2025
Instrument2025016356
Lender
NameTRINITY OAKS MORTGAGE LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2055

Tax Assessment & Valuation

Source: McLennan County records · Assessment roll updated August 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateTexas
CountyMcLennan County
Unified School DistrictLorena Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$751,550 (+2,215.31%) Land $34,650 Building $716,900$751,550 (+2,215.31%) Land $34,650 Building $716,900
2024$448.00 (-2.4%)
2023$32,460 Land $32,460$32,460 Land $32,460
2022$459.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McLennan County (48309C), updated June 9, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 483090038015, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies4 in force

Wildfire

Wildfire RiskLow
above 34% of the US · above 10% of Texas
Wildfire LikelihoodAbout 1 in 2,778 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 4 locations within about half a mile of this property, a small sample

ProviderTechnologyDownload / Upload (Mbps)
SpectrumFiber1,000 / 1,000
AMG Technology Investment GroupFixed Wireless500 / 100
HelmscoFixed Wireless (unlicensed)100 / 20
JAB WirelessFixed Wireless (unlicensed)100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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