16520 Trace Rd, #16590, Rush, KY 41168 Property Records

Boyd County property record for 16520 Trace Rd, #16590, Rush, KY 41168

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,820 sqft · built 1970
Lot Size	14.6 acres (638,067 sqft)
Owner	2 Individual Names on File
Tax Bill	$698 (2025)
Deeds & Mortgages	Jul 2020 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`018-00-00-049.00`

Property Details

APN / Parcel Number

Primary APN	`018-00-00-049.00`
Alternative APN	`214721`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,820 sqft Living Area
Gross Area	780 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Split Level
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	638,067 sqft (14.6 acres)
Lot Dimensions	526 ft deep x 172 ft wide
Garage Type	Attached
Garage Area	780 sqft
Driveway	Gravel Driveway
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Type	Above-Ground Pool
Porch	Slab
Porch Area	75 sqft
Deck Area	1,280 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	214721
Street Address	16520 TRACE RD, 16590
City	RUSH
State	KY
Zip	41168-7918
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	14.648 ACRES +
Legal Subdivision	COALTON TRACT
Jurisdiction	BOYD KY
Township / Civil Division	CANNONSBURG
Census Block Group	1
Census Block	1011
Census Tract	31102

Owner

16520 Trace Rd, #16590 is owned and occupied by two individuals who acquired it in July 2020.

Source: Boyd County records, as of January 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	16520 TRACE RD, RUSH, KY 41168-7918
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jul 17, 2020
Transfer Doc	00D819/632
Record Updated	Jun 8, 2026

July 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BOYD KY
Recording Date	Jul 23, 2020
Property Address	16520 TRACE RD # 16590, 16590, RUSH, KY 41168-7918
Document Number	00D819/632
Book / Page	D819 / 632
Instrument Date	Jul 17, 2020
Instrument	9833702
Transaction Type	Transfer
Record Updated	Mar 14, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16598 TRACE RD, RUSH, KY 41168-7918

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	16198 GROVER LANE, RUSH, KY 41168-8714
Investor	Possibly a Property Investor

Mortgage

Document Number	0009833703
Date	Jul 23, 2020
Instrument	9833703

Lender

Name	KENTUCKY FARMERS BANK CORP
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jul 17, 2021

Tax Assessment & Valuation

The 2025 property tax bill for 16520 Trace Rd, #16590 was $698 with exemptions applied.

Source: Boyd County assessment roll, as of January 23, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Boyd County
Unified School District	Boyd County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$698.00 Homeowner's exemption Disabled Person's exemption	$92,460 Land $73,260 Building $19,200	$88,038 Land $26,938 Building $61,100
2023	$733.00 Homeowner's exemption Disabled Person's exemption	$92,460 Land $73,260 Building $19,200	$88,038 Land $26,938 Building $61,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16520 Trace Rd, #16590 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective October 15, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	1 (2020)
Most Recent Claim	Sep 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16520 Trace Rd, #16590 is moderate, ranking above 40% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 70% of Kentucky
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BIG SANDY WATER DISTRICT serves 13,044 people · EPA ID KY0100944
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2025 Haloacetic acids resolved · Jan 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Foothills Communications Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Trace Rd

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