16520 Spring Park Dr, Clermont, FL 34711 Property Records

Lake County property record for 16520 Spring Park Dr, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,335 sqft · built 2007
Lot Size	0.251 acres (10,975 sqft)
Owner	Individual Name on Record
Last Sale	$253,000 (Jun 2016)
Tax Bill	$3,204 (2024)
Deeds & Mortgages	Apr 2022 Mortgage Dec 2018 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`11-22-25-1016-000-31500`

Property Details

APN / Parcel Number

Primary APN	`11-22-25-1016-000-31500`
Alternative APN	`3827362`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,335 sqft Living Area
1st Floor Area	2,335 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2023
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	10,975 sqft (0.251 acres)
Garage Type	Finished
Garage Area	575 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	292 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3827362
Street Address	16520 SPRING PARK DR
City	CLERMONT
State	FL
Zip	34711-7920
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PALISADES PHASE 2C PB 52 PG 18-20 LOT 315 ORB 4786 PG 2194
Legal Range	25E
Legal Township	22S
Legal Section	11
Legal Subdivision	PALISADES
Legal Phase	2C
Legal Tract	1016
Legal Lot Number	315
Jurisdiction	LAKE FL
Township / Civil Division	GROVELAND-MASCOTTE
Census Block Group	2
Census Block	2096
Census Tract	31207

Owner

Source: Lake County records, as of December 15, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	16520 SPRING PARK DR, CLERMONT, FL 34711-7920
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2022	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Dec 26, 2018	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK
Nov 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Nov 21, 2019	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2016 · Amount on Record
Deed Sale	Jun 1, 2016 · Amount on Record
Prior Sale	May 6, 2014 · Amount on Record
Deed Document Number	2016056128
Deed Book / Page	4786 / 2194
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	16520 SPRING PARK DR, CLERMONT, FL 34711-7920
Transaction Type	Mortgage
Record Updated	May 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16520 SPRING PARK DR, CLERMONT, FL 34711-7920

Mortgage

Document Number	0059381594
Date	Apr 19, 2022
Book Page	5938/1594
Instrument	2022053499

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	163 Months
Due	Nov 1, 2035

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	16520 SPRING PARK DR, CLERMONT, FL 34711-7920
Transaction Type	Mortgage
Record Updated	Jul 28, 2022
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0052142254
Date	Dec 26, 2018
Book Page	5214/2254
Instrument	2018147388

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Nov 25, 2048

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	16520 SPRING PARK DR, CLERMONT, FL 34711-7920
Transaction Type	Mortgage
Record Updated	Jul 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16520 SPRING PARK DR, CLERMONT, FL 34711-7920

Mortgage

Document Number	0055831969
Date	Nov 17, 2020
Book Page	5583/1969
Instrument	2020129033

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2035

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	16520 SPRING PARK DR, CLERMONT, FL 34711-7920
Document Number	0053941000
Instrument Date	Nov 21, 2019
Transaction Type	Mortgage
Record Updated	Jan 7, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	16520 SPRING PARK DR CLERMONT FL 347117920, CLERMONT, FL 34711-7920

Mortgage

Document Number	0053941000
Date	Dec 20, 2019
Book Page	005394/001000
Instrument	145240

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 19, 2039

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$230,550 (+5.98%) Land $102,300 Building $128,250	$394,909 (-4.39%) Land $102,300 Building $292,609
2024	$3,204.00 (+8.61%)
2023	$2,950.00 (+8.26%) Homeowner's exemption	$217,540 (+3%)	$413,048 (+36.63%) Land $102,300 Building $310,748
2022	$2,725.00 Homeowner's exemption	$211,210	$302,312 Land $62,000 Building $240,312

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GROVELAND WATER DEPARTMENT serves 23,628 people · EPA ID FL3350476
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: AT&T.

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