Santa Clara County property record for 16520 Rustling Oak Ct, Morgan Hill, CA 95037
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,578 sqft · built 1974 |
| Lot Size | 0.344 acres (15,000 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $2,220 (2025) |
| Deeds & Mortgages | Jan 2020 Line of Credit |
| Flood Zone | Zone X (moderate risk) |
| APN | 729-08-020 |
| Primary APN | 729-08-020 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,578 sqft Living Area |
| Gross Area | 2,268 sqft |
| 1st Floor Area | 2,268 sqft |
| Family Room | Family Room |
| Utility Room | Utility Room |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | H-Shape |
| Construction Type | Wood |
| Lot Area | 15,000 sqft (0.344 acres) |
| Lot Dimensions | 150 ft deep x 100 ft wide |
| Garage Area | 924 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Porch |
| Heating System | HVAC |
|---|
| Street Address | 16520 RUSTLING OAK CT |
|---|---|
| City | MORGAN HILL |
| State | CA |
| Zip | 95037-6724 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RPC |
| Legal Description | TRACT 5134 JACKSON OAKS BOOK 319 PAGE 37 PAGE 45 LOT 29 |
| Legal Subdivision | JACKSON OAKS |
| Legal Tract | 5134 |
| Legal Lot Number | 29 |
| Jurisdiction | SANTA CLARA CA |
| Township / Civil Division | SOUTH SANTA CLARA VALLEY |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 512309 |
Source: Santa Clara County records, as of July 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 16520 RUSTLING OAK CT, MORGAN HILL, CA 95037-6724 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | May 27, 1988 |
| Transfer Doc | 0022253103 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 16520 RUSTLING OAK CT, MORGAN HILL, CA 95037-6724 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0024379914 |
|---|---|
| Date | Jan 14, 2020 |
| Instrument | 24379914 |
| Name | CITIBANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Santa Clara County assessment roll, as of July 27, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Clara County |
| Municipality | Morgan Hill City |
| Unified School District | Morgan Hill Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $192,666 (+2%) Land $24,943 Building $167,723 | |
| 2025 | $2,220.00 (+3.35%) Homeowner's exemption | $188,889 (+4.04%) Land $24,454 Building $164,435 |
| 2023 | $2,148.00 (+1.85%) Homeowner's exemption | $181,555 Land $23,505 Building $158,050 |
| 2022 | $2,109.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1998) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 1998 · Severe Winter Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 58% of the US · lower than 65% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MORGAN HILL serves 47,374 people · EPA ID CA4310006 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Also Mapped Here | SANTA CLARA VALLEY WATER DISTRICT |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| Razzolink Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Hankins Information Technology Fixed Wireless · Fiber in parts of the area | 100 / 20 |
May also be available: Frontier, South Valley Internet.
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