16520 Paynes Mill Dr, Bradenton, FL 34211 Property Records

Manatee County property record for 16520 Paynes Mill Dr, Bradenton, FL 34211

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,406 sqft · built 2022
Lot Size	0.184 acres (8,008 sqft)
Owner	2 Individual Names on File
Last Sale	$636,700 (Jul 2022)
Tax Bill	$10,779 (2024)
Deeds & Mortgages	Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5760-4890-9`

Property Details

APN / Parcel Number

Primary APN	`5760-4890-9`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Plumbing Fixtures	18 Plumbing Fixtures
Stories	2 Stories
Building Area	3,406 sqft Living Area
Gross Area	4,305 sqft
1st Floor Area	1,234 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,008 sqft (0.184 acres)
View / Lot	Standard
Garage Type	Attached
Garage Area	459 sqft
Porch	Patio
Porch Area	126 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	16520 PAYNES MILL DR
City	BRADENTON
State	FL
Zip	34211-1320
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-R
Legal Description	LOT 78 PARK EAST AT AZARIO PH I SUBPH A & B PI#576048909
Legal Range	19E
Legal Township	35S
Legal Section	11
Legal Subdivision	PARK EAST AT AZARIO PH I SUBPH A & B
Legal Lot Number	78
Jurisdiction	MANATEE FL
Township / Civil Division	MYAKKA CITY
Census Block Group	1
Census Block	1001
Census Tract	2020

Owner

16520 Paynes Mill Dr is owned and occupied by two individuals who bought it in July 2022.

Source: Manatee County records, as of April 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	16520 PAYNES MILL DR, BRADENTON, FL 34211-1320
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2022 · Amount on File
Deed Sale	Jul 29, 2022 · Amount on File
Deed Document Number	202297632
Record Updated	Jun 8, 2026

July 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Jul 29, 2022
Property Address	16520 PAYNES MILL DR, BRADENTON, FL 34211-1320
Document Number	0041097632
Map Reference	MB 70 PG 77-101
Instrument Date	Jul 28, 2022
Instrument	202241097632
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	INSPIRED TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,456.90
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	551 N CATTLEMEN RD STE 200, 200, SARASOTA, FL 34232-6451

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16520 PAYNES MILL DR, BRADENTON, FL 34211-1320

Mortgage

Document Number	0041097633
Date	Jul 29, 2022
Instrument	202241097633

Lender

Name	TAYLOR MORRISON HOME FUNDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$620,068 Land $61,200 Building $558,868	$620,068 Land $61,200 Building $558,868
2024	$10,779.00 (+0.28%)
2023	$10,749.00 (+281.31%) Homeowner's exemption	$641,795 (+969.66%) Land $61,200 Building $580,595	$641,795 (+969.66%) Land $61,200 Building $580,595
2022	$2,819.00	$60,000 Land $60,000	$60,000 Land $60,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 16520 Paynes Mill Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 601 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	601 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16520 Paynes Mill Dr is high, ranking above 77% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 65% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20