16520 Gaines Rd, Broad Run, VA 20137 Property Records

Prince William County property record for 16520 Gaines Rd, Broad Run, VA 20137

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,364 sqft · built 2019
Lot Size	5 acres (217,813 sqft)
Owner	2 Individual Names on File
Last Sale	$539,672 (Nov 2019)
Tax Bill	$6,161 (2024)
Deeds & Mortgages	Jan 2026 Line of Credit Sep 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`7198-68-2380`

Property Details

APN / Parcel Number

Primary APN	`7198-68-2380`
Alternative APNs	`7198682369` `015590`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,364 sqft Living Area
Gross Area	3,351 sqft
1st Floor Area	1,087 sqft
Basement Area	987 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Bi-Level
Exterior Material	Stone
Lot Area	217,813 sqft (5 acres)
Garage Type	Attached
Garage Area	409 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	015590
Street Address	16520 GAINES RD
City	BROAD RUN
State	VA
Zip	20137-2212
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	MOUNTAIN FARM L 103A
Legal Subdivision	MOUNTAIN FARM
Legal Block	1
Legal Lot Number	103
Jurisdiction	PRINCE WILLIAM VA
Township / Civil Division	GAINESVILLE
Census Block Group	1
Census Block	1004
Census Tract	901509

Owner

16520 Gaines Rd is owned and occupied by two individuals who bought it in November 2019.

Source: Prince William County records, as of March 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	16520 GAINES RD, BROAD RUN, VA 20137-2212
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2026	Deed of Trust, Mortgage · Line of Credit APPLE FCU
Sep 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage MCLEAN MORTGAGE CORP
Nov 18, 2019	Grant Deed, Subdivision Related Transfer · Conventional with PMI MCLEAN MTG
Sep 7, 2018	Warranty Deed, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC TITLE INS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 18, 2019 · Amount on File
Deed Sale	Nov 18, 2019 · Amount on File
Prior Sale	Sep 7, 2018 · Amount on File
Deed Document Number	201985330
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PRINCE WILLIAM VA
Property Address	16520 GAINES RD, BROAD RUN, VA 20137-2212
Transaction Type	Mortgage
Record Updated	Apr 24, 2026
Title Company	CHAMPION TITLE AGENCY, CHAMPION TITLE & STLMTS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002217
Date	Jan 12, 2026
Instrument	202601120002217

Lender

Name	APPLE FCU
Type	Credit Union
Address	FAIRFAX, VA 22030

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 6, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PRINCE WILLIAM VA
Property Address	16520 GAINES RD, BROAD RUN, VA 20137-2212
Transaction Type	Mortgage
Record Updated	Sep 6, 2022
Title Company	VIRTUAL TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000110900
Date	Sep 27, 2021
Instrument	202109270110900

Lender

Name	MCLEAN MORTGAGE CORP
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3%

November 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	PRINCE WILLIAM VA
Recording Date	Nov 18, 2019
Property Address	16520 GAINES RD, BROAD RUN, VA 20137-2212
Document Number	0000085330
Instrument Date	Nov 14, 2019
Instrument	85330
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 18, 2019
Title Company	CENTERVIEW TITLE GROUP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$539.67
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	16520 GAINES RD BROAD RUN VA 20137, BROAD RUN, VA 20137

Mortgage

Document Number	85331
Date	Nov 18, 2019
Instrument	85331

Lender

Name	MCLEAN MTG
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 17, 2049

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PRINCE WILLIAM VA
Recording Date	Sep 7, 2018
Property Address	16520 GAINES RD, BROAD RUN, VA 20137-2212
Document Number	0000066257
Instrument Date	Sep 5, 2018
Instrument	66257
Transaction Type	Transfer
Record Updated	Jan 29, 2019
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE INS

Transaction

Amount	Amount on Record
Tax	$175.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	233 E DAVIS ST #201 CULPEPER VA 227013297, 201, CULPEPER, VA 22701-3297
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Prince William County assessment roll, as of August 13, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Prince William County
Unified School District	Prince William County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$662,400 Land $259,200 Building $403,200	$662,400 Land $259,200 Building $403,200
2024	$6,161.00 (-1.38%)
2023	$6,247.00	$600,400 Land $237,400 Building $363,000	$600,400 Land $237,400 Building $363,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16520 Gaines Rd in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	8 (2014–2025)
Claims Outside the SFHA	5 of 8
Most Recent Claim	Jul 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16520 Gaines Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	980 / 880
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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