16520 Cedar Rd, Phillipsburg, MO 65722 Property Records

Laclede County property record for 16520 Cedar Rd, Phillipsburg, MO 65722

Property Summary

Property Type	Mobile Home
Details	2,280 sqft · built 1998
Lot Size	9.7 acres (422,532 sqft)
Owner	2 Individual Names on File
Tax Bill	$570 (2025)
Deeds & Mortgages	May 2017 Mortgage May 2017 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`50-5173-11-HAWKINS`

Property Details

APN / Parcel Number

Primary APN	`50-5173-11-HAWKINS`
Alternative APN	`16-4.0-19-000-000-001.011`

Interior

Building Area	2,280 sqft Adjusted Area
1st Floor Area	2,280 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Mobile Home
Lot Area	422,532 sqft (9.7 acres)
Garage Area	960 sqft
Parking Spaces	4 Parking Spaces

Location & Zoning

Account Number	50-5173-11-HAWKINS
Street Address	16520 CEDAR RD
City	PHILLIPSBURG
State	MO
Zip	65722-8196
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	HAWKINS ESTATES LOT 10 19-33-16 9.7 AC
Legal Range	16W
Legal Township	33N
Legal Section	19
Legal Subdivision	HAWKINS ESTATES
Legal Lot Number	10
Jurisdiction	LACLEDE MO
Township / Civil Division	PHILLIPSBURG
Census Block Group	3
Census Block	3084
Census Tract	960101

Owner

16520 Cedar Rd, a mobile home, is owned and occupied by two individuals who acquired it in May 2017.

Source: Laclede County records, as of October 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	16520 CEDAR RD, PHILLIPSBURG, MO 65722-8196
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 16, 2017	Deed of Trust, Mortgage · ARM CONCERVATION EMPLOYEES CU
May 10, 2017	Warranty Deed, Transfer NOT AVAILABLE, HOGAN
May 10, 2017	Warranty Deed, Transfer NOT AVAILABLE, HOGAN
May 10, 2017	Warranty Deed, Transfer · Conventional Mortgage CONCERVATION EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 10, 2017
Deed Sale	May 10, 2017
Prior Sale	May 10, 2017
Deed Document Number	20171817
Deed Book / Page	270 / 7171
Record Updated	Oct 29, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LACLEDE MO
Property Address	16520 CEDAR RD, PHILLIPSBURG, MO 65722-8196
Transaction Type	Mortgage
Record Updated	Aug 16, 2022
Title Company	HOGAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00270/7649
Date	May 16, 2017
Book Page	270/7649
Instrument	2017-1906

Lender

Name	CONCERVATION EMPLOYEES CU
Type	Credit Union
Address	JEFFERSON CITY, MO 65109

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	May 3, 2047

Interest

Rate Type	Adjustable Rate
Rate	4%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2023
Change Frequency	Monthly
Min Rate At Change	3.5%
Max Rate At Change	6%
Index	Prime Rate
Max Rate	9%

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LACLEDE MO
Recording Date	May 10, 2017
Property Address	16520 CEDAR RD, PHILLIPSBURG, MO 65722-8196
Document Number	00270/7171
Book / Page	270 / 7171
Instrument Date	May 5, 2017
Instrument	2017-1817
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	NOT AVAILABLE, HOGAN

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14987 DUNKLIN RD, LEBANON, MO 65536-8030

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LACLEDE MO
Recording Date	May 10, 2017
Property Address	16520 CEDAR RD, PHILLIPSBURG, MO 65722-8196
Document Number	00270/7169
Book / Page	270 / 7169
Instrument Date	May 3, 2017
Instrument	2017-1816
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	NOT AVAILABLE, HOGAN

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14987 DUNKLIN RD, LEBANON, MO 65536-8030

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LACLEDE MO
Recording Date	May 10, 2017
Property Address	16520 CEDAR RD, PHILLIPSBURG, MO 65722-8196
Document Number	00270/7167
Book / Page	270 / 7167
Instrument Date	May 1, 2017
Instrument	2017-1815
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	NOT AVAILABLE, HOGAN

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14987 DUNKLIN RD, LEBANON, MO 65536-8030

Mortgage

Document Number	0020171818
Date	May 10, 2017
Instrument	2017-1818

Lender

Name	CONCERVATION EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 3, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 16520 Cedar Rd was $570.

Source: Laclede County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Laclede County
Unified School District	Laclede County R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$13,690 (-)	$72,700 (-) Land $10,000 Building $62,700
2025	$570.00	$13,690	$72,700 Land $10,000 Building $62,700
2023	$584.00 (+21.16%)	$13,460	$71,500 Land $10,000 Building $61,500
2022	$482.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16520 Cedar Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 20, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16520 Cedar Rd is moderate, ranking above 66% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 98.7% of Missouri
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LACLEDE COUNTY PWSD 3 serves 6,075 people · EPA ID MO5024319
Water Source	Groundwater
Last State Inspection	Apr 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
Wave Internet Technologies Fixed Wireless	100 / 100
Total HighSpeed Internet Solutions Fixed Wireless	30 / 10

May also be available: T-Mobile.

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