Manatee County property record for 16520 Berwick Ter, Bradenton, FL 34202
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,392 sqft · built 2021 |
| Lot Size | 0.202 acres (8,827 sqft) |
| Owner | Individual Name on File |
| Last Sale | $165,000 (Apr 2021) |
| Tax Bill | $14,324 (2024) |
| Deeds & Mortgages | Oct 2022 Line of Credit Apr 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 5863.2110-9 |
| Primary APN | 5863.2110-9 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,392 sqft Living Area |
| Gross Area | 3,493 sqft |
| Year Built | Built 2021 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Tile |
| Lot Area | 8,827 sqft (0.202 acres) |
| Terrain | Low |
| Garage Type | Attached |
| Garage Area | 660 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 351935586321109 |
|---|---|
| Street Address | 16520 BERWICK TER |
| City | BRADENTON |
| State | FL |
| Zip | 34202-5291 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD-MU |
| Legal Description | LOT 62 COUNTRY CLUB EAST AT LAKEWOOD RANCH SP UU UNITS 1B & 1C A/K/A COLLINGTREE PI#5863.2110/9 |
| Legal Range | 19E |
| Legal Township | 35S |
| Legal Section | 35 |
| Legal Subdivision | COUNTRY CLUB EAST AT LAKEWD RNCH UU1B&1C |
| Legal Tract | 586300 |
| Legal Lot Number | 62 |
| Legal Unit | S 1 |
| Jurisdiction | MANATEE FL |
| Township / Civil Division | MYAKKA CITY |
| Census Block Group | 3 |
| Census Block | 3036 |
| Census Tract | 2023 |
16520 Berwick Ter is owned and occupied by an individual who bought it in April 2021.
Source: Manatee County records, as of November 26, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 16520 BERWICK TER, BRADENTON, FL 34202-5291 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 3, 2022 | Deed of Trust, Mortgage · Line of Credit REGIONS BANK |
| Apr 6, 2021 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage REGIONS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 6, 2021 · Amount on File |
| Deed Sale | Apr 6, 2021 · Amount on File |
| Deed Document Number | 202141044062 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANATEE FL |
| Property Address | 16520 BERWICK TER, BRADENTON, FL 34202-5291 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2023 |
| Name | Verified Name |
|---|---|
| Address | 16520 BERWICK TER, BRADENTON, FL 34202-5291 |
| Document Number | 0041120532 |
|---|---|
| Date | Oct 3, 2022 |
| Instrument | 202241120532 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Aug 23, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MANATEE FL |
| Recording Date | Apr 6, 2021 |
| Property Address | 16520 BERWICK TER, BRADENTON, FL 34202-5291 |
| Document Number | 0041044062 |
| Map Reference | MB 57 PG 137 |
| Instrument Date | Apr 5, 2021 |
| Instrument | 202141044062 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 2, 2023 |
| Title Company | ALLEGIANT TITLE PROFESSIONALS, ALLEGIANT TTL PROFESSIONALS |
| Amount | Amount on Record |
|---|---|
| Tax | $1,155.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5800 LAKEWOOD RANCH BLVD N, LAKEWOOD RANCH, FL 34240-8479 |
| Name | Verified Name |
|---|---|
| Address | 16520 BERWICK TER, BRADENTON, FL 34202-5291 |
| Document Number | 0041044063 |
|---|---|
| Date | Apr 6, 2021 |
| Instrument | 202141044063 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.87% |
| Type Change Date | May 1, 2031 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.37% |
| Max Rate At Change | 7.87% |
| Index | Other |
| Max Rate | 7.87% |
Source: Manatee County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Manatee County |
| Unified School District | Manatee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $838,679 | $874,684 Land $181,900 Building $692,784 | |
| 2024 | $14,324.00 (+0.65%) | ||
| 2023 | $14,231.00 (+2.16%) Homeowner's exemption | $791,304 (+3%) | $902,741 (+17.51%) Land $173,400 Building $729,341 |
| 2022 | $13,930.00 Homeowner's exemption | $768,256 Land $170,000 Building $598,256 | $768,256 Land $170,000 Building $598,256 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 16520 Berwick Ter in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 390 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 390 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2024 · Hurricane Debby |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 16520 Berwick Ter is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 42% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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