1652 Wilmar Ave, Oceano, CA 93445 Property Records

San Luis Obispo County property record for 1652 Wilmar Ave, Oceano, CA 93445

Property Summary

Property TypePlanned Unit Development
Details3 bd · 2 ba · 1,267 sqft · built 1991
Lot Size0.037 acres (1,600 sqft)
Owner2 Individual Names on Record
Last Sale$700,000 (Aug 2025)
Tax Bill$6,520 (2025)
Deeds & MortgagesAug 2023 Sale & Mortgage
Jan 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN062-016-010

Property Details

APN / Parcel Number

Primary APN062-016-010

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area1,267 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Construction TypeWood
Lot Area1,600 sqft (0.037 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Street Address1652 WILMAR AVE
CityOCEANO
StateCA
Zip93445-9345
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Planned Unit Development
Local Zoning CodeRMF
Legal DescriptionTR 1591 LT 10
Legal SubdivisionTRACT 1591
Legal Tract1591
Legal Block2
Legal Lot Number10
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionARROYO GRANDE
Census Block Group2
Census Block2046
Census Tract12201

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1652 WILMAR AVE, OCEANO, CA 93445-9345
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Aug 14, 2023Grant Deed, Transfer · Conventional Mortgage
GUARANTEED RATE INC
Jan 14, 2021Grant Deed, Transfer · Conventional Mortgage
CENTRAL COAST LENDING INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 28, 2025 · Amount on Record
Deed SaleAug 28, 2025 · Amount on Record
Prior SaleAug 14, 2023 · Amount on Record
Deed Document Number202525247
Prior Transfer DateJan 12, 2015
Prior Transfer Doc0000002921
Record UpdatedOct 29, 2026

August 2023: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateAug 14, 2023
Property Address1652 WILMAR AVE, OCEANO, CA 93445-9345
Document Number0000023889
Map ReferenceMB 16 PG 1
Instrument DateJul 17, 2023
Instrument2023023889
Transaction TypeTransfer
Record UpdatedAug 24, 2023
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1652 WILMAR AVE, OCEANO, CA 93445-9345

Mortgage

Document Number0000023890
DateAug 14, 2023
Instrument2023023890
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2053

January 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateJan 14, 2021
Property Address1652 WILMAR AVE, OCEANO, CA 93445-9345
Document Number0000002922
Map ReferenceMB 16 PG 1
Instrument DateDec 3, 2020
Instrument2021002922
Transaction TypeTransfer
Record UpdatedAug 9, 2021
Title CompanyFIDELITY NATIONAL TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address1652 WILMAR AVE, OCEANO, CA 93445-9345

Mortgage

Document Number0000002923
DateJan 14, 2021
Instrument2021002923
Lender
NameCENTRAL COAST LENDING INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueFeb 1, 2036

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Unified School DistrictLucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$700,000 (+19.35%) Land $400,000 Building $300,000
2025$6,520.00 (+3.48%) Homeowner's exemption$586,500 (+35.84%) Land $280,500 Building $306,000
2024$6,301.00 (+28.57%)
2023$4,901.00 (+1.45%)$431,766 Land $208,080 Building $223,686
2022$4,831.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 33 individual policies
Nearby Flood Policies89 units insured
incl. 56 condo units
Nearby Flood Claims2 (2010)
Most Recent ClaimDec 2010 · Severe Winter Storms, Flooding, And Debris And Mud Flows
Claims by Event
  • Severe Winter Storms, Flooding, And Debris And Mud Flows, Dec 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCEANO COMM SERVICES DIST.
serves 7,598 people · EPA ID CA4010005
Water SourcePurchased surface water from several systems
Last State InspectionJun 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 552 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Surfnet Communications
Fixed Wireless
100 / 20

May also be available: Astound Broadband, Peak WiFi, Ranch Wifi, T-Mobile, Verizon.

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