1652 Gam Ln, Ramona, CA 92065 Property Records

San Diego County property record for 1652 Gam Ln, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,226 sqft · built 2018
Lot Size	4.01 acres (174,676 sqft)
Owner	2 Company Names on File
Last Sale	$1,288,000 (Jun 2025)
Tax Bill	$9,869 (2025)
Deeds & Mortgages	Dec 2022 Transfer Jun 2018 Construction Loan + 4 more
Flood Zone	Zone X (minimal risk)
APN	`282-272-24-00`

Property Details

APN / Parcel Number

Primary APN	`282-272-24-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,226 sqft Living Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Lot Area	174,676 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	1652 GAM LN
City	RAMONA
State	CA
Zip	92065-2639
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	PAR 4 TR PM08964
Legal Subdivision	P8964
Legal Tract	8964
Legal Block	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	2
Census Block	2001
Census Tract	20806

Owner

Source: San Diego County assessment roll, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	1652 GAM LN, RAMONA, CA 92065-2639
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2022	Intrafamily Transfer, Transfer
Jun 1, 2018	Deed of Trust, Mortgage · Construction Mortgage HOMESTREET BANK
May 24, 2019	Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE
Apr 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE
Jan 2, 2019	Grant Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Aug 31, 2017	Grant Deed, Transfer TICOR TITLE SAN DIEGO BR

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 12, 2025 · Amount on Record
Deed Sale	Jun 12, 2025 · Amount on Record
Prior Sale	Jan 2, 2019 · Amount on Record
Deed Document Number	2025156018
Prior Transfer Date	Nov 30, 2022
Prior Transfer Doc	0000454619
Record Updated	Sep 20, 2026

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 1, 2022
Property Address	1652 GAM LN, RAMONA, CA 92065-2639
Document Number	0000454619
Instrument Date	Nov 30, 2022
Instrument	2022-0454619
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1652 GAM LN, RAMONA, CA 92065-2639

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1652 GAM LN, RAMONA, CA 92065-2639
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE COMPANY SD

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000221297
Date	Jun 1, 2018
Instrument	2018-0221297

Lender

Name	HOMESTREET BANK
Type	Bank
Address	SEATTLE, WA 98101

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Jun 1, 2025
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	9.5%
Index	1-Year LIBOR
Max Rate	9.5%

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1652 GAM LN, RAMONA, CA 92065-2639
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG TITLE CO OF CA SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000199021
Date	May 24, 2019
Instrument	2019-0199021

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1652 GAM LN, RAMONA, CA 92065-2639
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000201627
Date	Apr 21, 2020
Instrument	2020-0201627

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 2, 2019
Property Address	1652 GAM LN, RAMONA, CA 92065-2639
Document Number	0000000003
Instrument Date	Nov 28, 2018
Instrument	2019-0000003
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIDELITY NATIONAL TITLE COMP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1652 GAM LN, RAMONA, CA 92065-2639

Mortgage

Document Number	0000000004
Date	Jan 2, 2019
Instrument	2019-0000004

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2049

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 31, 2017
Property Address	1652 GAM LN, RAMONA, CA 92065-2639
Document Number	0000401630
Instrument Date	Apr 26, 2017
Instrument	401630
Transaction Type	Transfer
Record Updated	Sep 5, 2017
Title Company	TICOR TITLE SAN DIEGO BR

Transaction

Amount	Amount Recorded
Tax	$38.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	PO BOX 2576 RAMONA CA 920650944, RAMONA, CA 92065-0944

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,313,760 (+57.23%) Land $714,000 Building $599,760
2025	$9,869.00 (+5.97%) Homeowner's exemption	$835,540 (+4.04%) Land $334,654 Building $500,886
2023	$9,313.00 (-1.44%) Homeowner's exemption	$803,097 Land $321,660 Building $481,437
2022	$9,449.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	6 (1980–2016)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Jan 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 49% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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