1652 Edward Ter, Union, NJ 07083 Property Records

Union County and Union Township property record for 1652 Edward Ter, Union, NJ 07083

Property Summary

Property Type	Single Family Home
Details	built 1928
Lot Size	0.207 acres (9,030 sqft)
Owner	Individual Name on Record
Last Sale	$610,000 (Sep 2026)
Tax Bill	$10,402 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Sep 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-05605-0000-00007-01`

Property Details

APN / Parcel Number

Primary APN	`19-05605-0000-00007-01`
Alternative APN	`19056050000000070001`

Interior

Stories	2 Stories

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Architectural Style	Cape Cod
Construction Type	Frame
Lot Area	9,030 sqft (0.207 acres)
Lot Dimensions	172 ft deep x 5 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	1652 EDWARD TER
City	UNION
State	NJ
Zip	07083-5142
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	ALPINE PARK
Legal Block	5605
Legal Lot Number	7.1
Jurisdiction	UNION NJ
Township / Civil Division	UNION
Census Block Group	3
Census Block	3012
Census Tract	32702

Owner

Source: Union County and Union Township records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1652 EDWARD TER, UNION, NJ 07083-5142
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Man, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2026	Bargain and Sale Deed, Transfer · Conventional Mortgage ALL CREDIT CONSIDERED MORTGAGE
Sep 7, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Oct 27, 2017	Grant Deed, Transfer · FHA Mortgage JERSEY MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 4, 2026 · Amount on Record
Deed Sale	Sep 4, 2026 · Amount on Record
Prior Sale	Oct 27, 2017 · Amount on Record
Deed Document Number	202657629
Deed Book / Page	6631 / 362
Record Updated	Oct 29, 2026

September 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	UNION NJ
Recording Date	Sep 4, 2026
Property Address	1652 EDWARD TER, UNION, NJ 07083-5142
Document Number	0000057629
Book / Page	6631 / 362
Instrument Date	Aug 3, 2026
Instrument	202657629
Transaction Type	Transfer
Record Updated	Sep 18, 2026
Title Company	TITLE AGENCY, VIGILANT TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$61,610.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1652 EDWARD TER, UNION, NJ 07083-5142

Mortgage

Document Number	0000096779,
Date	Sep 4, 2026
Instrument	202696779

Lender

Name	ALL CREDIT CONSIDERED MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	1652 EDWARD TER, UNION, NJ 07083-5142
Transaction Type	Mortgage
Record Updated	Sep 26, 2022
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1652 EDWARD TER, UNION, NJ 07083-5142

Mortgage

Document Number	0152722942
Date	Sep 7, 2022
Book Page	15272/2942
Instrument	42666

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Aug 9, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	UNION NJ
Recording Date	Oct 27, 2017
Property Address	1652 EDWARD TER, UNION, NJ 07083-5142
Document Number	0062242012
Book / Page	006224 / 002012
Instrument Date	Jul 26, 2017
Instrument	292895
Transaction Type	Transfer
Record Updated	Dec 1, 2017
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$305.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1652 EDWARD TER UNION NJ 070835142, UNION, NJ 07083-5142

Mortgage

Document Number	143542038
Date	Oct 27, 2017
Book Page	014354/002038
Instrument	648282

Lender

Name	JERSEY MTG
Type	Mortgage Company
Address	CRANFORD, NJ 07016

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 26, 2047

Tax Assessment & Valuation

Source: Union County and Union Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Union Township
Unified School District	Union Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$44,600 (-) Land $21,600 Building $23,000	$44,600 (-) Land $21,600 Building $23,000
2025	$10,402.00 (+4.34%)	$44,600 (-) Land $21,600 Building $23,000	$44,600 (-) Land $21,600 Building $23,000
2024	$9,969.00 (+6.87%)
2023		$44,600 Land $21,600 Building $23,000	$44,600 Land $21,600 Building $23,000
2022	$9,328.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	5 (2021–2023)
Most Recent Claim	Apr 2023 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 866 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on Edward Ter

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures