165196 River Rd, Ringle, WI 54471 Property Records

Marathon County property record for 165196 River Rd, Ringle, WI 54471

Property Summary

Property Type	Single Family Home
Lot Size	19.5 acres (853,340 sqft)
Owner	2 Company Names on Record
Tax Bill	$6,715 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Feb 2026 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`072-2809-185-0804`

Property Details

APN / Parcel Number

Primary APN	`072-2809-185-0804`

Exterior

Lot Area	853,340 sqft (19.5 acres)

Location & Zoning

Street Address	165196 RIVER RD
City	RINGLE
State	WI
Zip	54471-5843
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 18-28-09 PT OF GOVT LOT 18 - LOT 1 CSM #19351 DOC #1868013
Legal Range	09E
Legal Township	28N
Legal Section	18
Legal Subdivision	CERTIFIED SURVEY MAP NO 19351
Legal Lot Number	1
Jurisdiction	MARATHON WI
Township / Civil Division	RINGLE
Census Block Group	3
Census Block	3033
Census Tract	1600

Owner

Source: Marathon County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	165196 RIVER RD, RINGLE, WI 54471-5843
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2026	Deed of Trust, Mortgage · Conventional Mortgage COVANTAGE CU
Feb 11, 2026	Intrafamily Transfer, Transfer
May 8, 2023	Deed of Trust, Mortgage · Conventional Mortgage COVANTAGE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Feb 6, 2026
Transfer Doc	0001931924
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARATHON WI
Property Address	165196 RIVER RD, RINGLE, WI 54471-5843
Transaction Type	Mortgage
Record Updated	Mar 27, 2026
Title Company	CLOSING COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	165196 RIVER RD, RINGLE, WI 54471-5843

Mortgage

Document Number	0001933667
Date	Mar 18, 2026
Instrument	1933667

Lender

Name	COVANTAGE CU
Type	Credit Union
Address	ANTIGO, WI 54409

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2046

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARATHON WI
Recording Date	Feb 11, 2026
Property Address	165196 RIVER RD, RINGLE, WI 54471-5843
Document Number	0001931924
Instrument Date	Feb 6, 2026
Instrument	1931924
Transaction Type	Transfer
Record Updated	Feb 23, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARATHON WI
Property Address	165196 RIVER RD, RINGLE, WI 54471-5843
Transaction Type	Mortgage
Record Updated	Apr 23, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	165196 RIVER RD, RINGLE, WI 54471-5843

Mortgage

Document Number	0001880926
Date	May 8, 2023
Instrument	1880926

Lender

Name	COVANTAGE CU
Type	Credit Union
Address	ANTIGO, WI 54409

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.87%
Type Change Date	May 1, 2033
Change Frequency	Annually
Min Rate At Change	4.87%
Max Rate At Change	8.87%
Index	1-Year T-Bill
Max Rate	12.8%

Tax Assessment & Valuation

Source: Marathon County assessment roll, as of February 10, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Marathon County
County Subdivision	Ringle Town
Unified School District	D.C. Everest Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,715.00 (+199.51%)	$479,800 (+196.17%) Land $78,100 Building $401,700	$713,722 (+249.37%) Land $119,274 Building $594,448
2023	$2,242.00	$162,000 Land $78,100 Building $83,900	$204,290 Land $100,096 Building $104,194

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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