16515 E Canterra Cir, Houston, TX 77095 Property Records

Harris County property record for 16515 E Canterra Cir, Houston, TX 77095

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,444 sqft · built 2003
Lot Size	0.299 acres (13,008 sqft)
Owner	2 Individual Names on File
Last Sale	$175,974 (Jan 2012)
Tax Bill	$6,921 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Jul 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`122-364-001-0023`

Property Details

APN / Parcel Number

Primary APN	`122-364-001-0023`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	16 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	3,444 sqft Living Area
1st Floor Area	2,106 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Traditional
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	13,008 sqft (0.299 acres)
View / Lot	Primary
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	35 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1223640010023
Street Address	16515 E CANTERRA CIR
City	HOUSTON
State	TX
Zip	77095-1400
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 23 BLK 1 STONE GATE SEC 10
Legal Subdivision	STONE GATE SEC 10
Legal Block	1
Legal Lot Number	23
Jurisdiction	HARRIS TX
Township / Civil Division	NORTHWEST HARRIS
Census Block Group	2
Census Block	2000
Census Tract	541008

Owner

16515 E Canterra Cir is owned and occupied by two individuals who bought it in January 2012.

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	16515 E CANTERRA CIR, HOUSTON, TX 77095-1400
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 13, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 13, 2012 · Amount on File
Deed Sale	Jan 13, 2012 · Amount on File
Prior Sale	Mar 27, 2008 · Amount on File
Deed Document Number	201216803
Deed Book / Page	8061 / 442
Prior Transfer Date	Jan 3, 2012
Prior Transfer Doc	0000016803
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	16515 E CANTERRA CIR, HOUSTON, TX 77095-1400
Transaction Type	Mortgage
Record Updated	Feb 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000647142
Date	Nov 9, 2021
Instrument	2021-647142

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2036

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	16515 E CANTERRA CIR, HOUSTON, TX 77095-1400
Document Number	0000323658
Instrument Date	Jul 13, 2017
Transaction Type	Mortgage
Record Updated	Aug 14, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16515 E CANTERRA CIR HOUSTON TX 770951400, HOUSTON, TX 77095-1400

Mortgage

Document Number	0000323658
Date	Jul 20, 2017
Instrument	323658

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 19, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 16515 E Canterra Cir was $6,921 with a homeowner's exemption, down 1.6% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Cypress-Fairbanks Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$449,415 (-0.71%) Land $107,338 Building $342,077	$449,415 (-0.71%) Land $107,338 Building $342,077
2025	$6,921.00 (-1.63%) Homeowner's exemption	$452,639 Land $107,338 Building $345,301	$452,639 Land $107,338 Building $345,301
2024	$7,036.00
2023		$495,861 Land $107,338 Building $388,523	$495,861 Land $107,338 Building $388,523
2022	$2,258.00
2020	$2,013.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16515 E Canterra Cir in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 77 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	77 in force
Nearby Flood Claims	2 (2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2017 · Hurricane Harvey
Claims by Event	Hurricane Harvey, Aug 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 16515 E Canterra Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REMINGTON MUD 1 serves 13,746 people · EPA ID TX1013074
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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