16514 288th St E, Graham, WA 98338 Property Records

Pierce County property record for 16514 288th St E, Graham, WA 98338

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,678 sqft · built 2006
Lot Size	6 acres (261,360 sqft)
Owner	2 Individual Names on Record
Last Sale	$85,500 (Apr 2007)
Tax Bill	$15,665 (2026)
Deeds & Mortgages	Mar 2018 Mortgage Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`051706-1-015`

Property Details

APN / Parcel Number

Primary APN	`051706-1-015`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,678 sqft Living Area
Gross Area	4,656 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2008
Architectural Style	Bi-Level
Exterior Material	Frame Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	261,360 sqft (6 acres)
Garage Type	Attached
Garage Area	858 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	993 sqft
Deck Area	980 sqft
Patio Area	1,100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	16514 288TH ST E
City	GRAHAM
State	WA
Zip	98338-6074
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSR
Legal Description	SECTION 06 TOWNSHIP 17 RANGE 05 QUARTER 11 : L 14 OF ROS 98-04-13-5001 AN AMEND OF ROS 94-05-03-0284 AKA L 14 UNREC LL PW #480 OUT OF 1-008 SEG E1126 MD 02-24-93CL 18115308DC 10/26/2021 BB
Legal Range	05
Legal Township	17
Legal Section	06
Legal Subdivision	PIERCE COUNTY SURVEY #9405030284
Legal Lot Number	14
Legal Unit	480
Jurisdiction	PIERCE WA
Township / Civil Division	GRAHAM-THRIFT
Census Block Group	2
Census Block	2054
Census Tract	73119

Owner

Source: Pierce County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16514 288TH ST E, GRAHAM, WA 98338-6074
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2018	Deed of Trust, Mortgage · ARM CENDERA FUNDING INC
Jan 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage PLANET HOME LENDING LLC
Feb 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage UPWELL MTG INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 13, 2007 · Amount on Record
Deed Sale	Apr 13, 2007 · Amount on Record
Prior Sale	May 19, 2005 · Amount on Record
Deed Document Number	20071293
Prior Transfer Date	May 16, 2005
Prior Transfer Doc	0000000740
Record Updated	Oct 29, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	16514 288TH ST E, GRAHAM, WA 98338-6074
Transaction Type	Mortgage
Record Updated	Sep 8, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003150667
Date	Mar 15, 2018
Instrument	201803150667

Lender

Name	CENDERA FUNDING INC
Type	Lending Institution

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Apr 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9.5%
Index	1-Year LIBOR
Max Rate	9.5%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	16514 288TH ST E, GRAHAM, WA 98338-6074
Transaction Type	Mortgage
Record Updated	Sep 8, 2022
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001250560
Date	Jan 25, 2021
Instrument	202101250560

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company
Address	MERIDEN, CT 06450

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	16514 288TH ST E, GRAHAM, WA 98338-6074
Document Number	2002200447
Instrument Date	Feb 14, 2020
Transaction Type	Mortgage
Record Updated	Mar 9, 2020
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	16514 288TH ST E GRAHAM WA 983386074, GRAHAM, WA 98338-6074

Mortgage

Document Number	2002200447
Date	Feb 20, 2020
Instrument	202002200447

Lender

Name	UPWELL MTG INC
Address	BELLEVUE, WA 98004

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 19, 2050

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$15,665.00 (-0.17%)	$1,443,700 (+3.7%) Land $448,200 Building $995,500	$1,443,700 (+3.7%) Land $448,200 Building $995,500
2025	$15,692.00 (+1.59%)
2024	$15,447.00 (+6.96%)	$1,392,200 (+5.33%) Land $465,800 Building $926,400	$1,392,200 (+5.33%) Land $465,800 Building $926,400
2023	$14,442.00	$1,321,700 Land $465,800 Building $855,900	$1,321,700 Land $465,800 Building $855,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	6 (1986–2026)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Feb 2026 · other causes
Claims by Event	Severe Winter Storm, Landslides, Mudslides, And Flooding, Jan 2009 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Lightcurve DSL	10 / 1

May also be available: Verizon.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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