16510 Bunk House Rd, Sutter Creek, CA 95685 Property Records

Amador County property record for 16510 Bunk House Rd, Sutter Creek, CA 95685

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,655 sqft · built 2012
Lot Size40 acres (1,746,320 sqft)
OwnerIndividual Name on File
Tax Bill$5,904 (2025)
Deeds & MortgagesMar 2021 Mortgage
Oct 2017 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN015-120-056-000

Property Details

APN / Parcel Number

Primary APN015-120-056-000
Alternative APN
  • 1512005600

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms3 Rooms
Stories1 Story
Building Area2,655 sqft Living Area
1st Floor Area2,655 sqft

Exterior

Year BuiltBuilt 2012
Effective Year BuiltEffective 2013
Construction TypeWood
Lot Area1,746,320 sqft
Garage TypeDetached
Garage Area1,040 sqft
Parking Spaces4 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Street Address16510 BUNK HOUSE RD
CitySUTTER CREEK
StateCA
Zip95685-9800
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description09S60 LOT 2D
Legal SubdivisionSHERRIL PH I MAP 135
Legal Lot Number2D
JurisdictionAMADOR CA
Township / Civil DivisionSUTTER CREEK-PLYMOUTH
Census Block Group3
Census Block3012
Census Tract201

Owner

16510 Bunk House Rd is owned and occupied by an individual who acquired it in October 2024.

Source: Amador County records, as of July 21, 2026

Owner of RecordIndividual Name on File
Mailing Address16510 BUNK HOUSE RD, SUTTER CREEK, CA 95685-9800
OccupancyOwner Occupied
Owner TypeIndividual
VestingSurviving Spouse

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 9, 2021Deed of Trust, Mortgage · Conventional Mortgage
LAND-HOME FINANCIAL SERVICES
Oct 6, 2017Deed of Trust, Mortgage · Conventional Mortgage
LAND-HOME FINANCIAL SERVICES
Oct 25, 2019Deed of Trust, Mortgage · Conventional Mortgage
LAND-HOME FINANCIAL SERVICES

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateOct 25, 2024
Transfer Doc0000006167
Record UpdatedSep 20, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionAMADOR CA
Property Address16510 BUNK HOUSE RD, SUTTER CREEK, CA 95685-9800
Transaction TypeMortgage
Record UpdatedMar 22, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address16510 BUNK HOUSE RD, SUTTER CREEK, CA 95685-9800

Mortgage

Document Number0000002805
DateMar 9, 2021
Instrument2021-0002805
Lender
NameLAND-HOME FINANCIAL SERVICES
TypeMortgage Company
AddressCONCORD, CA 94520
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2051

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionAMADOR CA
Property Address16510 BUNK HOUSE RD, SUTTER CREEK, CA 95685-9800
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyNAT

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000007754
DateOct 6, 2017
Instrument2017-0007754
Lender
NameLAND-HOME FINANCIAL SERVICES
TypeMortgage Company
AddressCONCORD, CA 94520
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2047

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionAMADOR CA
Property Address16510 BUNK HOUSE RD, SUTTER CREEK, CA 95685-9800
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000007980
DateOct 25, 2019
Instrument2019-0007980
Lender
NameLAND-HOME FINANCIAL SERVICES
TypeMortgage Company
AddressCONCORD, CA 94520
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 16510 Bunk House Rd was $5,904.

Source: Amador County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyAmador County
Unified School DistrictAmador County Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$512,914 (+2%) Land $137,057 Building $375,857
2025$5,904.00$502,858 Land $134,370 Building $368,488
2024$572,850
2023$5,675.00 (+2.23%)$483,333 Land $129,153 Building $354,180
2022$5,551.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16510 Bunk House Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16510 Bunk House Rd is extreme, ranking above 95% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskExtreme
above 95% of the US · above 81% of California
Wildfire Likelihood1% annual chance
ExposureDirect
burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30

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