1651 W 5th St, Ashtabula, OH 44004 Property Records

Ashtabula County property record for 1651 W 5th St, Ashtabula, OH 44004

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,007 sqft · built 1900
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$94,900 (Apr 2019)
Tax Bill	$3,474 (2025)
Deeds & Mortgages	Jan 2023 Mortgage Sep 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`68-405-00-175-00`

Property Details

APN / Parcel Number

Primary APN	`68-405-00-175-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,007 sqft Living Area
Gross Area	2,187 sqft
1st Floor Area	728 sqft
Basement Area	180 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 2011
Architectural Style	Old Style
Exterior Material	Aluminum/Vinyl
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	135 ft deep x 68 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	104 sqft
Deck Area	150 sqft
Patio Area	150 sqft
Gazebo	1 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	1651 W 5TH ST
City	ASHTABULA
State	OH
Zip	44004-2833
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	27 HUB HAR
Legal Subdivision	HUBBARD HARBOR
Legal Lot Number	27
Jurisdiction	ASHTABULA OH
Township / Civil Division	ASHTABULA
Census Block Group	2
Census Block	2010
Census Tract	601

Owner

Source: Ashtabula County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1651 W 5TH ST, ASHTABULA, OH 44004-2833
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2023	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Sep 2, 2025	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Nov 20, 2020	Intrafamily Transfer, Transfer
Apr 12, 2019	Survivorship Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 12, 2019 · Amount on Record
Deed Sale	Apr 12, 2019 · Amount on Record
Deed Document Number	20193248
Deed Book / Page	680 / 1655
Last Transfer Date	Nov 19, 2020
Transfer Doc	0000012272
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHTABULA OH
Property Address	1651 W 5TH ST, ASHTABULA, OH 44004-2833
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1651 W 5TH ST, ASHTABULA, OH 44004-2833

Mortgage

Document Number	0000000670
Date	Jan 23, 2023
Book Page	788/2019
Instrument	2023-00000670

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	316 Months
Due	May 1, 2049

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHTABULA OH
Property Address	1651 W 5TH ST, ASHTABULA, OH 44004-2833
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1651 W 5TH ST, ASHTABULA, OH 44004-2833

Mortgage

Document Number	0000008199
Date	Sep 2, 2025
Book Page	851/1712
Instrument	2025-00008199

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ASHTABULA OH
Recording Date	Nov 20, 2020
Property Address	1651 W 5TH ST, ASHTABULA, OH 44004-2833
Document Number	0000012272
Book / Page	724 / 1594
Map Reference	VOL 1 PG 35
Instrument Date	Nov 19, 2020
Instrument	202000012272
Transaction Type	Transfer
Record Updated	Sep 13, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1651 W 5TH ST, ASHTABULA, OH 44004-2833

April 2019: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	ASHTABULA OH
Recording Date	Apr 12, 2019
Property Address	1651 W 5TH ST, ASHTABULA, OH 44004-2833
Document Number	0000003248
Book / Page	680 / 1655
Map Reference	VOL 1 PG 35
Instrument Date	Apr 11, 2019
Instrument	201900003248
Transaction Type	Transfer
Record Updated	Sep 13, 2021
Title Company	CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003249
Date	Apr 12, 2019
Instrument	201900003249

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Ashtabula County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ashtabula County
County Subdivision	Ashtabula Township
Municipality	Ashtabula City
Unified School District	Ashtabula Area City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,474.00 (+71.81%)	$39,520 (-) Land $5,640 Building $33,880	$112,900 (-) Land $16,100 Building $96,800
2024	$2,022.00 (+1.46%) Homeowner's exemption	$39,520 (-) Land $5,640 Building $33,880
2023	$1,993.00 (+10.05%) Homeowner's exemption	$39,520 (+25.74%) Land $5,640 Building $33,880	$112,900 (+25.72%) Land $16,100 Building $96,800
2022	$1,811.00 Homeowner's exemption	$31,430 Land $4,340 Building $27,090
2020			$89,800 Land $12,400 Building $77,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA OHIO - ASHTABULA private · serves 32,342 people · EPA ID OH0400711
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 589 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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