Contra Costa County property record for 1651 Michael Dr, Pinole, CA 94564
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,627 sqft · built 1961 |
| Lot Size | 0.241 acres (10,476 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $720,000 (Dec 2025) |
| Tax Bill | $5,742 (2025) |
| Deeds & Mortgages | Jan 2022 Reverse Mortgage Dec 2025 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 430-381-014-9 |
| Primary APN | 430-381-014-9 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,627 sqft Living Area |
| 1st Floor Area | 1,627 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Architectural Style | Bungalow |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Material | Tar & Gravel |
| Lot Area | 10,476 sqft (0.241 acres) |
| Garage Type | Attached |
| Garage Area | 443 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Floor/Wall Furnace |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1651 MICHAEL DR |
|---|---|
| City | PINOLE |
| State | CA |
| Zip | 94564-2216 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | TRACT 2954 LOT 14 |
| Legal Subdivision | TRACT 2954 |
| Legal Tract | 2954 |
| Legal Lot Number | 14 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | WEST CONTRA COSTA |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 360101 |
Source: Contra Costa County records · APN 430-381-014-9
Assessment roll updated July 14, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1651 MICHAEL DR, PINOLE, CA 94564-2216 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
| Date | Document |
|---|---|
| Jan 11, 2022 | Deed of Trust, Mortgage · Reverse Mortgage PHH MORTGAGE SERVICES CORP |
| Dec 19, 2025 | Grant Deed, Transfer · FHA Mortgage VELLUM MORTGAGE LLC |
| Apr 01, 2024 | Intrafamily Transfer, Transfer |
| May 12, 2017 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Jun 26, 2020 | Deed of Trust, Mortgage · Reverse Mortgage PHH MORTGAGE SERVICES CORP |
| Jun 18, 2020 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 19, 2025 · Amount on Record |
| Deed Sale | Dec 19, 2025 · Amount on Record |
| Prior Sale | Jun 25, 2010 · Amount on Record |
| Deed Document Number | 2025141720 |
| Prior Transfer Date | Dec 11, 2023 |
| Prior Transfer Doc | 0000029856 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 1651 MICHAEL DR, PINOLE, CA 94564-2216 |
| Transaction Type | Mortgage |
| Record Updated | Jan 01, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1651 MICHAEL DR, PINOLE, CA 94564-2216 |
| Document Number | 0000006082 |
|---|---|
| Date | Jan 11, 2022 |
| Instrument | 2022-006082 |
| Name | PHH MORTGAGE SERVICES CORP |
|---|---|
| Type | Mortgage Company |
| Address | RANCHO CORDOVA, CA 95670 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 846 Months |
| Due | Jul 16, 2092 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.04% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Feb 01, 2022 |
| Change Frequency | Monthly |
| Index | 1-Year CMT |
| Max Rate | 7.04% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Dec 19, 2025 |
| Property Address | 1651 MICHAEL DR, PINOLE, CA 94564-2216 |
| Document Number | 0000141720 |
| Map Reference | MB 84 PG 17 |
| Instrument Date | Dec 15, 2025 |
| Instrument | 2025- 141720 |
| Transaction Type | Transfer |
| Record Updated | Jan 01, 2026 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 1651 MICHAEL DR, PINOLE, CA 94564-2216 |
| Document Number | 0000141721 |
|---|---|
| Date | Dec 19, 2025 |
| Instrument | 2025- 141721 |
| Name | VELLUM MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2056 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Apr 01, 2024 |
| Property Address | 1651 MICHAEL DR, PINOLE, CA 94564-2216 |
| Document Number | 0000029856 |
| Map Reference | MB 84 PG 17 |
| Instrument Date | Dec 11, 2023 |
| Instrument | 2024-029856 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 1651 MICHAEL DR, PINOLE, CA 94564-2216 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 1651 MICHAEL DR, PINOLE, CA 94564-2216 |
| Transaction Type | Mortgage |
| Record Updated | Nov 03, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000082959 |
|---|---|
| Date | May 12, 2017 |
| Instrument | 2017-082959 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 1651 MICHAEL DR, PINOLE, CA 94564-2216 |
| Transaction Type | Mortgage |
| Record Updated | Nov 03, 2022 |
| Title Company | FNC TITLE SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0000125185 |
|---|---|
| Date | Jun 26, 2020 |
| Instrument | 2020-125185 |
| Name | PHH MORTGAGE SERVICES CORP |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 865 Months |
| Due | Jul 16, 2092 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.59% |
| Type Change Date | Jul 01, 2021 |
| Index | 1-Year LIBOR |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 1651 MICHAEL DR, PINOLE, CA 94564-2216 |
| Document Number | 0000125186 |
| Instrument Date | Jun 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2020 |
| Title Company | FNC TITLE SERVICES, FNC TITLE SVCS |
| Name | Verified Name |
|---|---|
| Address | 1651 MICHAEL DR PINOLE CA 945642216, PINOLE, CA 94564-2216 |
| Document Number | 0000125186 |
|---|---|
| Date | Jun 26, 2020 |
| Instrument | 125186 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 864 Months |
| Due | Jun 25, 2092 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.59% |
Source: Contra Costa County records · Assessment roll updated July 14, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | Pinole City |
| Unified School District | West Contra Costa Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $720,000 (+104.33%) Land $475,000 Building $245,000 | |
| 2025 | $5,742.00 (+6.18%) | $352,378 (+4.04%) Land $206,525 Building $145,853 |
| 2023 | $5,408.00 (+0.82%) | $338,697 Land $198,506 Building $140,191 |
| 2022 | $5,364.00 |
Source: FEMA National Flood Hazard Layer, Contra Costa County (06013C), as of October 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060133601013, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2017 · other causes |
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Unwired Fixed Wireless | 300 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Sonic Telecom.
Based on FCC filings for 356 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system CA0110005, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | EAST BAY MUD serves 1,468,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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