Oakland County property record for 1651 Memory Ln, Milford, MI 48381
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,113 sqft · built 1974 |
| Lot Size | 4.58 acres (199,505 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,357 (2025) |
| Deeds & Mortgages | Mar 2022 Line of Credit Jul 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | L-16-26-400-033 |
| Primary APN | L-16-26-400-033 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,113 sqft Living Area |
| 1st Floor Area | 2,113 sqft |
| Basement Area | 2,283 sqft |
| Unfinished Basement | 2,113 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Hip |
| Lot Area | 199,505 sqft (4.58 acres) |
| Terrain | Wet |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 448 sqft |
| Deck Area | 278 sqft |
| Cooling System | None |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 1651 MEMORY LN |
|---|---|
| City | MILFORD |
| State | MI |
| Zip | 48381-3572 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SI |
| Legal Description | T2N, R7E, SEC 26 PART OF SE 1/4 BEG AT PT DIST S 00-18-30 E 830.37 FT FROM E 1/4 COR, TH S 00-18-30 E 491.12 FT, TH S 89-48-20 W 440 FT, TH N 00-18-30 W 489.71 FT, TH N 89-37-20 E 440 FT TO BEG 4.95 A |
| Legal Range | 07E |
| Legal Township | 02N |
| Legal Section | 26 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | MILFORD |
| Census Block Group | 4 |
| Census Block | 4010 |
| Census Tract | 132100 |
1651 Memory Ln is owned and occupied by two individuals who acquired it in October 2012.
Source: Oakland County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1651 MEMORY LN, MILFORD, MI 48381-3572 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 28, 2022 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Jul 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN MORTGAGE CO INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Oct 10, 2012 |
| Transfer Doc | 0000219896 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 1651 MEMORY LN, MILFORD, MI 48381-3572 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1651 MEMORY LN, MILFORD, MI 48381-3572 |
| Document Number | 0000349530 |
|---|---|
| Date | Mar 28, 2022 |
| Book Page | 57616/510 |
| Instrument | 349530 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Mar 5, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 1651 MEMORY LN, MILFORD, MI 48381-3572 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 1651 MEMORY LN, MILFORD, MI 48381-3572 |
| Document Number | 0000175632 |
|---|---|
| Date | Jul 14, 2021 |
| Book Page | 56549/540 |
| Instrument | 175632 |
| Name | GUARDIAN MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Address | RICHARDSON, TX 75083 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jul 1, 2036 |
The 2025 property tax bill for 1651 Memory Ln was $3,357 with a homeowner's exemption, down 35.1% from the year before.
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| County Subdivision | Milford Charter Township |
| Unified School District | Huron Valley Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,357.00 (-35.14%) Homeowner's exemption | $246,030 | $492,060 |
| 2024 | $5,176.00 | ||
| 2023 | $213,090 | $426,180 | |
| 2021 | $4,188.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1651 Memory Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1651 Memory Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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