1651 Glengarry Ct, Algonquin, IL 60102 Property Records

McHenry County property record for 1651 Glengarry Ct, Algonquin, IL 60102

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,574 sqft · built 1987
Lot Size	1.17 acres (50,991 sqft)
Owner	2 Individual Names on Record
Last Sale	$152,000 (Jul 1994)
Tax Bill	$4,296 (2024)
Deeds & Mortgages	Jan 2026 Line of Credit May 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-32-427-025`

Property Details

APN / Parcel Number

Primary APN	`19-32-427-025`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,574 sqft Living Area

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Low Rise
Lot Area	50,991 sqft (1.17 acres)

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	1651 GLENGARRY CT
City	ALGONQUIN
State	IL
Zip	60102-4108
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2022R0000458 UNIT 10-1 HIGHLANDS OF ALGONQUIN CONDO 2ND SUPPL (LT 10 HIGHLANDS OF ALGONQUIN GOLF VIEW ESTATES)
Legal Subdivision	HIGHLANDS OF ALGONQUIN CONDO 2ND
Legal Block	427
Legal Lot Number	10
Legal Unit	10-1
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	2
Census Block	2008
Census Tract	871206

Owner

Source: McHenry County records, as of March 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1651 GLENGARRY CT, ALGONQUIN, IL 60102-4108
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2026	Deed of Trust, Mortgage · Line of Credit BMO BANK NA
May 4, 2022	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA
Jan 4, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 1994 · Amount on Record
Deed Sale	Jul 21, 1994 · Amount on Record
Deed Document Number	199494R-043681
Prior Transfer Date	Oct 19, 1993
Prior Transfer Doc	0000082011
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	1651 GLENGARRY CT, ALGONQUIN, IL 60102-4108
Transaction Type	Mortgage
Record Updated	Feb 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1651 GLENGARRY CT, ALGONQUIN, IL 60102-4108

Mortgage

Document Number	0000002277
Date	Jan 26, 2026
Instrument	2026R0002277

Lender

Name	BMO BANK NA
Type	Bank
Address	CHICAGO, IL 60606

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 22, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.74%
Change Frequency	Monthly

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	1651 GLENGARRY CT, ALGONQUIN, IL 60102-4108
Transaction Type	Mortgage
Record Updated	May 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1651 GLENGARRY CT, ALGONQUIN, IL 60102-4108

Mortgage

Document Number	0000016234
Date	May 4, 2022
Instrument	2022R0016234

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60606

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Apr 29, 2052

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCHENRY IL
Recording Date	Jan 4, 2022
Property Address	1651 GLENGARRY CT, ALGONQUIN, IL 60102-4108
Document Number	0000000458
Map Reference	DOC 973744
Instrument Date	Jan 4, 2022
Instrument	2022R0000458
Transaction Type	Transfer
Record Updated	Jan 13, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1651 GLENGARRY CT # 40, 1651, ALGONQUIN, IL 60102-4108

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1651 GLENGARRY CT, ALGONQUIN, IL 60102-4108

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Algonquin Village
County	McHenry County
County Subdivision	Algonquin Township
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$4,296.00	$70,922 (+16.12%) Land $15,898 Building $55,024	$212,766 (+16.12%) Land $47,694 Building $165,072
2022		$61,079 Land $22,849 Building $38,230	$183,237 Land $68,547 Building $114,690

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 42% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGONQUIN serves 30,700 people · EPA ID IL1110050
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2026–2028) action level 15 ppb
Copper	1.6 mg/L (2022–2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Verizon.

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