Clay County property record for 1651 Ford Rd, Warne, NC 28909
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,584 sqft · built 1985 |
| Lot Size | 2.99 acres (130,244 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $398 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 543900842342 |
| Primary APN | 543900842342 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 3 Half Baths |
| Building Area | 1,584 sqft Heated Area |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Lot Area | 130,244 sqft (2.99 acres) |
| Account Number | 244201307 |
|---|---|
| Street Address | 1651 FORD RD |
| City | WARNE |
| State | NC |
| Zip | 28909-8718 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT F |
| Legal Tract | F |
| Legal Lot Number | 5 |
| Jurisdiction | CLAY NC |
| Township / Civil Division | BRASSTOWN |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 950201 |
Source: Clay County records, as of October 15, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 250 CONCRETE ALY, WARNE, NC 28909-8719 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
Source: Clay County assessment roll, as of October 15, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Clay County |
| Unified School District | Clay County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $398.00 (-2.93%) | $96,300 (+45.91%) Land $52,400 Building $43,900 | $96,300 (+45.91%) Land $52,400 Building $43,900 |
| 2025 | $410.00 (+10.51%) | $66,000 (-16.56%) Land $37,900 Building $28,100 | $66,000 (-16.56%) Land $37,900 Building $28,100 |
| 2023 | $371.00 | $79,100 Land $51,000 Building $28,100 | $79,100 Land $51,000 Building $28,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · above 85% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Blue Ridge Mountain EMC Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
4G LTE (outdoors only), no 5G reported
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