1651 Co Rd 249, Terrell, TX 75160 Property Records

Kaufman County property record for 1651 Co Rd 249, Terrell, TX 75160

Property Summary

Property Type	Farm - Irrigated or Dry
Details	1 ba · 3,460 sqft · built 1971
Lot Size	0.65 acres (28,314 sqft)
Owner	2 Individual Names on File
Last Sale	$237,500 (Jan 2013)
Tax Bill	$2,699 (2024)
Deeds & Mortgages	Sep 2019 Mortgage Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R12374`

Property Details

APN / Parcel Number

Primary APN	`R12374`
Alternative APNs	`99.0444.0000.0085.00.06.00` `12374`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	3,460 sqft Gross Area
1st Floor Area	2,324 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	28,314 sqft (0.65 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Pool Area	1 sqft
Porch	Covered Porch
Porch Area	936 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1651 COUNTY ROAD 249
City	TERRELL
State	TX
Zip	75160-0606
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Farm - Irrigated or Dry
Legal Description	WM SMITH, TRACT 85.00; 0.65 ACRES, & HOUSE
Legal Subdivision	WM SMITH
Legal Tract	85.00
Legal Block	2
Jurisdiction	KAUFMAN TX
Township / Civil Division	TERRELL
Census Block Group	2
Census Block	2009
Census Tract	50601

Owner

1651 Co Rd 249, an agricultural property, is owned and occupied by two individuals who bought it in January 2013.

Source: Kaufman County records, as of August 6, 2025

Owner of Record	2 Individual Names on File
Mailing Address	1651 COUNTY ROAD 249, TERRELL, TX 75160-0606
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2019	Deed of Trust, Mortgage · Stand-Alone First Mortgage LHM FINANCIAL CORP
Dec 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOMETRUST MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 17, 2013 · Amount on File
Deed Sale	Jan 17, 2013 · Amount on File
Prior Sale	Feb 23, 2007 · Amount on File
Deed Document Number	20131130
Deed Book / Page	4273 / 514
Prior Transfer Date	Jan 2, 2013
Prior Transfer Doc	0042730510
Record Updated	Jun 8, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KAUFMAN TX
Property Address	1651 COUNTY ROAD 249, TERRELL, TX 75160-0606
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	RANGER TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0061540416
Date	Sep 30, 2019
Book Page	6154/416
Instrument	2019-0024075

Lender

Name	LHM FINANCIAL CORP
Type	Funding / Finance Company
Address	SCOTTSDALE, AZ 85254

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KAUFMAN TX
Property Address	1651 COUNTY ROAD 249, TERRELL, TX 75160-0606
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SUPERIOR ABSTRACT & TTL LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0067110080
Date	Dec 1, 2020
Book Page	6711/80
Instrument	2020-0038192

Lender

Name	HOMETRUST MORTGAGE CO
Type	Mortgage Company
Address	HOUSTON, TX 77056

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Kaufman County assessment roll, as of August 6, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Kaufman County
Unified School District	Terrell Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$245,254	$281,583 Land $5,820 Building $275,763
2024	$2,699.00 (+14.46%)
2023	$2,358.00 (-22.92%) Homeowner's exemption	$273,365 Land $5,820 Building $267,545	$273,365 Land $5,820 Building $267,545
2022	$3,059.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1651 Co Rd 249 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Dec 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1651 Co Rd 249 is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 63% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POETRY WSC serves 3,636 people · EPA ID TX1290022
Water Source	Purchased surface water from CITY OF TERRELL
Last State Inspection	Oct 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Peoples Communications Fixed Wireless	300 / 60
Wi-Five Broadband Fixed Wireless	100 / 100

May also be available: Element8.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Co Rd 249

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