1651 Calle Arroyo, Diablo, CA 94528 Property Records

Contra Costa County property record for 1651 Calle Arroyo, Diablo, CA 94528

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 5,010 sqft · built 1986
Lot Size0.441 acres (19,215 sqft)
OwnerCompany Name on Record
Last Sale$1,249,000 (Mar 1997)
Tax Bill$24,632 (2025)
Deeds & MortgagesJul 2020 Line of Credit
Nov 2022 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN195-170-013-5

Property Details

APN / Parcel Number

Primary APN195-170-013-5
Alternative APN
  • 195-170-013

Interior

Bedrooms5 Beds
Full Baths4 Baths
Total Rooms16 Rooms
Stories2 Stories
Building Area5,010 sqft Living Area
1st Floor Area2,767 sqft
2nd Floor Area2,243 sqft

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 2000
Lot Area19,215 sqft (0.441 acres)
Garage TypeAttached
Garage Area788 sqft
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address1651 CALLE ARROYO
CityDIABLO
StateCA
Zip94528
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR20
Legal DescriptionMT DIABLO ES PK 1 PR LT 99&100 & TR ADJ .44A
Legal SubdivisionMOUNT DIABLO ESTATE PARK 01
Legal Lot Number99
JurisdictionCONTRA COSTA CA
Township / Civil DivisionCENTRAL CONTRA COSTA
Census Block Group1
Census Block1000
Census Tract346205

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1651 CALLE ARROYO, DIABLO, CA 94528
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Jul 7, 2020Deed of Trust, Mortgage · Line of Credit
JPMORGAN CHASE BANK NA
Nov 2, 2022Intrafamily Transfer, Transfer
May 24, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 28, 1997 · Amount on Record
Deed SaleMar 28, 1997 · Amount on Record
Deed Document Number199751468
Last Transfer DateOct 19, 2022
Transfer Doc0000169559
Record UpdatedSep 20, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address1651 CALLE ARROYO, DIABLO, CA 94528
Transaction TypeMortgage
Record UpdatedNov 3, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000134214
DateJul 7, 2020
Instrument2020-134214
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJul 20, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCONTRA COSTA CA
Recording DateNov 2, 2022
Property Address1651 CALLE ARROYO, DIABLO, CA 94528
Document Number0000169559
Map ReferenceMB 15 PG 301
Instrument DateOct 19, 2022
Instrument2022-169559
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address1651 CALLE ARROYO, DIABLO, CA 94528

May 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCONTRA COSTA CA
Recording DateMay 24, 2019
Property Address1651 CALLE ARROYO, DIABLO, CA 94528
Document Number0000076686
Instrument DateJan 14, 2019
Instrument76686
Transaction TypeTransfer
Record UpdatedJun 4, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 241 DIABLO CA 945280241, DIABLO, CA 94528-0241

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
Unified School DistrictSan Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$2,174,838 (+2%) Land $531,596 Building $1,643,242
2025$24,632.00 (+3.11%) Homeowner's exemption$2,132,195 (+4.04%) Land $521,173 Building $1,611,022
2023$23,888.00 (+0.82%) Homeowner's exemption$2,049,401 Land $500,936 Building $1,548,465
2022$23,693.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 18 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies18 in force
Nearby Flood Claims1 (2017)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 2017 · Severe Winter Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 63% of the US · lower than 61% of California
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST BAY MUD
serves 1,468,000 people · EPA ID CA0110005
Water SourceSurface water
Last State InspectionDec 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Unwired
Fixed Wireless
300 / 25
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

May also be available: Etheric Networks, Verizon.

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